Flat 27, Keats Apartments, 6 Saffron Central Square, Croydon, CR0 2FT

UPRN:10090382465Flat/Maisonette1 bedsBuilt 2012 onwards

LeaseholdCouncil Tax: Band DEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

Flat 27, Keats Apartments, 6 Saffron Central Square, Croydon, CR0 2FT

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£290,000

£261k - £319kMedium

Estimate

£290k

Range

£261k – £319k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

10.70%

Verdict

Derived from HomePortfolio scores

Flat 27 earns an INVESTIGATE rating with HP Score 87/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

87/ 100

Strong

Investment Score

74/ 100

High

Crime Score

14/ 100

Low

Walkability

91/ 100

Excellent

Transit & Bike

Transit 91Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,550-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: £518/mo
Cash on cash: 10.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.64 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£290,000

Rent Estimate (pcm)£1,650

Gross Yield10.70%

1y Growth+7.7%

3y Growth+1.4%

5y Growth+0.7%

10y Growth+2.0%

Last Sold Price£207,187 (2013-04-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CR0 2FT

Approval Rate

-12mo

Development

low

26/03152/DISC
Discharge of conditions 4 (Details of the extraction and ventilation system) and 5 (part attached to planning permission 26/01776/FUL for the change of use of ground floor and basement from takeaway (Sui Generis) to restaurant (Use Class E).
Pending
26/03160/NMA
Non-material amendment to application 26/00740/FUL for 'Removal and replacement of existing combustible cladding and external wall elements with new non-combustible and associated works' to include a fourth floor window that was omitted from the existng and proposed east elevations.
Pending
26/03061/FUL
Convert existing Class C2/Childrens Care Home into a Class C4/HMO (5 bedrooms/6 occupants)
Pending

View Planning Timeline

Ownership

Corporate Ownership58.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2013-04-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,080

Population Density-

Owner Occupied10%

Age Distribution

0-15 9%16-64 89%65+ 2%

View Area Profile

Schools Nearby

St Mary's Catholic High School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Harris Invictus Academy Croydon
0.2 mi
Outstanding
St Mary's Catholic Infant School
0.2 mi
Good
St. Mary's Catholic Junior School
0.2 mi
Good

1 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Keats Apartments, 6 Saffron Central Square
-
£277k
-
Keats Apartments, 6 Saffron Central Square
-
£225k
-
Keats Apartments, 6 Saffron Central Square
-
£280k
-
Keats Apartments, 6 Saffron Central Square
-
£222k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN