4 Essex Mews, London, SE19 1AS

UPRN:10090383793Detached House3 bedsBuilt 1991-1995

FreeholdCouncil Tax: -EPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£995,000

£945k - £1.04MHigh

Estimate

£995k

Range

£945k – £1.04M

Rent Estimate (pcm)

£3,850

£3k - £4k

Monthly

£3,850

Yield

4.62%

Verdict

Derived from HomePortfolio scores

4 Essex Mews earns an INVESTIGATE rating with HP Score 75/100. Investment score 82/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

82/ 100

High

Crime Score

66/ 100

Elevated

Walkability

91/ 100

Excellent

Transit & Bike

Transit 53Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£3,850/mo

Evidenced range £3,450-£4,250

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£710/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£995,000

Rent Estimate (pcm)£3,850

Gross Yield4.62%

1y Growth-

3y Growth+0.2%

5y Growth-0.4%

10y Growth+1.1%

Last Sold Price£579,950 (2013-05-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SE19 1AS

Approval Rate

-12mo

Development

low

26/03174/CAT
T1 and T2 Horse Chestnut: reduction to both trees by approximately 2.5 metres in height and 2 metres in lateral spread. T3 Lime Tree: reduction by approximately 5 metres in height and 1.5 metres in lateral spread. The works are considered necessary due to the tree's significant overhang towards the neighbouring property, its pronounced lean and concerns regarding the condition of the basal area, where brittle cinder has been identified. The proposed reduction aims to reduce excessive crown weight, alleviate mechanical loading on the main stem and primary branches, and minimise the potential for limb failure.
Pending
26/03175/CAT
G1 (4x Horse Chestnuts): Reduction of 2.5m reduction in overall height and a 2m reduction in lateral growth to all four trees.
Pending
26/03100/LDCP
Certificate of Lawful Development (Proposed) with respect to the replacement of the rear ground floor extension and blocking up a side door, together with the erection of a rear roof dormer extension and the installation of 3x roof lights to the front roof slope.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-05-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,080

Population Density-

Owner Occupied42%

Age Distribution

0-15 15%16-64 75%65+ 10%

View Area Profile

Schools Nearby

Rockmount Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hillcrest
0.1 mi
-
Priory School
0.2 mi
GoodConcerns
The New School
0.2 mi
Inspected by ISI

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Essex Mews
-
£990k
-
3 Essex Mews
-
£570k
-
2 Essex Mews
-
£960k
-
4 Essex Mews
-
£580k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN