14 Findley Cook Road, Wigan, WN3 6GJ

UPRN:10090386509Semi-Detached House3 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band CEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£242,000

£229k - £254kHigh

Estimate

£242k

Range

£229k – £254k

Rent Estimate (pcm)

£1,550

£2k - £2k

Monthly

£1,550

Yield

8.45%

Verdict

Derived from HomePortfolio scores

14 Findley Cook Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 64/100 reflects moderate fundamentals. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

No data

Walkability

29/ 100

Low

Transit & Bike

Transit 17Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,500-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £331/mo
Cash on cash: 5.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.09 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£242,000

Rent Estimate (pcm)£1,550

Gross Yield8.45%

1y Growth+18.6%

3y Growth+1.4%

5y Growth+3.3%

10y Growth+3.0%

Last Sold Price£165,000 (2020-06-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WN3 6GJ

Approval Rate

-12mo

Development

low

A/26/101695/WTTPO
T1 Birch Crown lift by 3 metres T2 Sycamore Fell T3 Hawthorn Crown reduce by 2 metres
Pending
A/26/101621/LUCP
Certificate of lawful development for a proposed change of use from a 6-person 6 bed HMO (Use Class C4) to 7-person 7 bed large HMO (Sui Generis)
Pending
A/26/101589/CON
Condition Discharge application to discharge Condition No.3 (Biodiversity Gain Plan), Condition No.4 (Surface Water), Condition No.5 (Landscaping) and Condition No.6 (Materials) in respect of previously approved application A/26/100772/FULL
Pending

View Planning Timeline

Ownership

Corporate Ownership66.4%
Overseas OwnershipNo
Lease Term Remaining140 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-06-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density3,503 /km²

Owner Occupied90%

Age Distribution

0-15 24%16-64 64%65+ 12%

View Area Profile

Schools Nearby

Highfield St Matthew's Church of England Primary School
0.1 mi
Good
St Aidan's Catholic Primary School, Wigan
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Paul's Church of England Primary School
0.6 mi
Good
Winstanley Community Primary School
0.6 mi
Outstanding

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Findley Cook Road
-
£238k
-
51 Findley Cook Road
-
£250k
-
60 Findley Cook Road
-
£375k
-
33 Findley Cook Road
-
£217k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN