99 Gunners Rise, Shoeburyness, Southend-on-Sea, SS3 9FD

UPRN:10090459258Detached House5 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band GEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

99 Gunners Rise, Shoeburyness, Southend-on-Sea, SS3 9FD

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£789,000

£749k - £828kHigh

Estimate

£789k

Range

£749k – £828k

Rent Estimate (pcm)

£3,400

£3k - £4k

Monthly

£3,400

Yield

5.10%

Verdict

Derived from HomePortfolio scores

99 Gunners Rise earns an INVESTIGATE rating with HP Score 65/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

33/ 100

Mixed

Transit & Bike

Transit 6Bike 56

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.4% (HIGH), sold-comps -2.6%, £/sqft -2.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10090459258· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 7.1%· as of 4 Nov 2026
Rental economics0.7/40
gross yield 5.1%; range width penalty ×0.82
- valuation_snapshotsrent estimate 3400/mo (range 3050-3700)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,006/mo, -30% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 429 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
278 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£3,400/mo

Evidenced range £3,050-£3,700

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£346/mo
Cash on cash: -1.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090459258Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 7.1%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 3400/mo (range 3050-3700)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3400/mo (range 3050-3700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 429 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£789,000

Rent Estimate (pcm)£3,400

Gross Yield5.10%

1y Growth-

3y Growth+2.1%

5y Growth+1.6%

10y Growth+3.3%

Last Sold Price£410,000 (2012-12-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SS3 9FD

Approval Rate

-12mo

Development

low

26/01432/FULH
Erect conservatory to rear
Pending
26/01359/LBC
Remove partition and associated built-in cupboards between living room 1 and hall 1, retaining the historic upper beam, remove modern floor covering and localised floor repairs within living room 1, replace ground floor WC fittings; enlarge existing first floor bathroom within hall 2, retaining historic window seat and form additional bathroom and walk-in dressing room within bedroom 3, including removal of modern fitted furniture and associated alterations to partitions, services and finishes, associated external works comprising installation of a small 100 mm bathroom ventilation outlet (Listed Building Consent)
Pending
26/01290/AMDT
Application to vary Condition 02 (Approved Plans) to substitute approved drawings to facilitate amendments to the roof form of Blocks A and B within Home Zone 1 (Minor Material Amendment to planning permission 24/00311/RESM dated 21.08.2024)
Pending

View Planning Timeline

Ownership

Corporate Ownership76.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-12-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,594

Population Density-

Owner Occupied81%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

Hinguar Community Primary School
0.3 mi
Inspected as Hinguar Community Primary School (URN 114772) on 8 Jun 2016
Richmond Avenue Primary and Nursery School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Shoeburyness High School
0.7 mi
GoodConcerns
St George's Catholic Primary School
0.8 mi
Good

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

55 Gunners Rise
-
£618k
-
31 Gunners Rise
-
£610k
-
53 Gunners Rise
-
£615k
-
93 Gunners Rise
-
£838k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN