The Paddock, 20A Llandennis Avenue, Cardiff, CF23 6JG

UPRN:10090486757Detached House6 bedsBuilt 2012-2021

FreeholdCouncil Tax: -EPC: A (92)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

The Paddock, 20A Llandennis Avenue, Cardiff, CF23 6JG

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£2,320,000

£2.09M - £2.55MMedium

Estimate

£2.32M

Range

£2.09M – £2.55M

Rent Estimate (pcm)

£8,450

£8k - £9k

Monthly

£8,450

Yield

4.06%

Verdict

Derived from HomePortfolio scores

The Paddock earns an INVESTIGATE rating with HP Score 88/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

88/ 100

Strong

Investment Score

74/ 100

High

Crime Score

7/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,500,000

At the asking price

Monthly rent£8,450/mo

Evidenced range £7,550-£9,300

Interest rate5.4%

Loan to value75%

Cash required: £965,050
Net cash flow: -£2,588/mo
Cash on cash: -3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.00 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,320,000

Rent Estimate (pcm)£8,450

Gross Yield4.06%

1y Growth-

3y Growth-0.9%

5y Growth+0.4%

10y Growth+2.4%

Last Sold Price£2,000,000 (2023-01-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF23 6JG

Approval Rate

-12mo

Development

low

26/02293/WTCA
Magnolia - Remove dead wood. Apple - Reduce by 2.5m (Reduce size of crown). Mulberry - Reduce by 1-2m (to improve shape)
Pending
26/02171/HSE
Proposed single storey extension to the south west of the existing dwelling and new door in the north west elevation.
Pending
26/02153/NMA
Proposed Non-Material Amendment to Planning Permission 26/00717/HSE- extension wall appearance to be in render rather than visible bricks.
Pending

View Planning Timeline