The Gatehouse, St Day Holiday Park, Church Hill, St. Day, Redruth, TR16 5LE

UPRN:10090519338Detached HouseBeds -Built -

Tenure: -Council Tax: Band CEPC: D (61)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Gatehouse, St Day Holiday Park, Church Hill, St. Day, Redruth, TR16 5LE

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£405,000

£364k - £445kMedium

Estimate

£405k

Range

£364k – £445k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

29.45%

Verdict

Derived from HomePortfolio scores

The Gatehouse earns an INVESTIGATE rating with HP Score 73/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

47/ 100

Mixed

Transit & Bike

Transit 19Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 86% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£55,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,200-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £17,800
Net cash flow: £749/mo
Cash on cash: 50.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 7.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£405,000

Rent Estimate (pcm)£1,350

Gross Yield29.45%

1y Growth-

3y Growth-0.1%

5y Growth+3.0%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TR16 5LE

Approval Rate

-12mo

Development

low

PA26/07347
Reserved matters application for one new dwelling approved by outline permission PA24/07617 including appearance, landscaping, layout and scale.
Pending
PA26/06879
Engineering works and landscaping
Pending
PA26/06694
Proposed shed
Pending

View Planning Timeline

Ownership

Corporate Ownership74.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density461 /km²

Owner Occupied64%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

St Day and Carharrack Community School
0.1 mi
Good
Lanner Primary School
1.7 mi
Good
Cardrew Court School
1.7 mi
Good
Chacewater Community Primary School
1.7 mi
Inspected as Chacewater Community Primary School (URN 111859) on 8 Dec 2010

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bos Hendas Church Hill
-
£190k
-
Homewood Church Hill
-
£160k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN