2 Pickwick Cottages, St. Anns Chapel, Kingsbridge, TQ7 4HQ

UPRN:10090533950End Terrace HouseBeds -Built 2007-2011

FreeholdCouncil Tax: Band DEPC: D (61)

Data freshness:Listing· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

2 Pickwick Cottages, St. Anns Chapel, Kingsbridge, TQ7 4HQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£361,000

£325k - £397kMedium

Estimate

£361k

Range

£325k – £397k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

3.33%

Verdict

Derived from HomePortfolio scores

2 Pickwick Cottages earns an INVESTIGATE rating with HP Score 57/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

30/ 100

Mixed

Transit & Bike

Transit 24Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -15.0% (MEDIUM), sold-comps -52.6%, £/sqft -52.6%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10090533950· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 13.1%· as of 29 Oct 2026
Rental economics0/40
gross yield 3.3%; range width penalty ×0.77
- valuation_snapshotsrent estimate 1150/mo (range 1050-1300)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,036/mo, -90% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 59 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
220 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£311,000£477,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£415,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £136,550
Net cash flow: -£604/mo
Cash on cash: -5.3%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.82 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090533950Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 13.1%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 1150/mo (range 1050-1300)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1150/mo (range 1050-1300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 59 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£361,000

Rent Estimate (pcm)£1,150

Gross Yield3.33%

1y Growth-

3y Growth-6.3%

5y Growth-1.9%

10y Growth+1.9%

Last Sold Price£250,000 (2013-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2TQ7 4HQ

Approval Rate

100%12mo

Development

low

2729/26/CTN
Temporary Campsite Notification for a temporary pop-up campsite to operate for 60 days within 25th March to 30th September 2027
Pending
1911/26/COM
Notice of intent to install electronic communication apparatus comprising one light wooden pole at 9 metres high (REF: WH4RTN35)
Approved
1020/26/FUL
Retrospective planning application for erection of produce shed, associated change of use of land and associated works
Conditions

View Planning Timeline

Ownership

Corporate Ownership72.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-04-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,721

Population Density-

Owner Occupied77%

Age Distribution

0-15 15%16-64 53%65+ 32%

View Area Profile

Schools Nearby

Aveton Gifford CofE Primary School
2.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Thurlestone All Saints Church of England Academy
2.7 mi
Inspected as Thurlestone All Saints Church of England Primary School (URN 113469) on 5 Dec 2013
Modbury Primary School
2.8 mi
GoodConcerns
Holbeton Primary School
3.5 mi
Good

1 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Orchard Cottages
-
£400k
-
St Anns House
-
£435k
-
Little Coombe
-
£440k
-
2 Orchard Cottages
-
£415k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN