15 Ruskin Close, Oxford, OX2 9FU

UPRN:10090582168Semi-Detached House3 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band DEPC: C (78)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£504,000

£479k - £529kHigh

Estimate

£504k

Range

£479k – £529k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

4.82%

Verdict

Derived from HomePortfolio scores

15 Ruskin Close earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

34/ 100

Mixed

Transit & Bike

Transit 6Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£510,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,850-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £169,800
Net cash flow: -£302/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£504,000

Rent Estimate (pcm)£2,050

Gross Yield4.82%

1y Growth-

3y Growth-4.3%

5y Growth-1.7%

10y Growth+0.6%

Last Sold Price£345,995 (2015-09-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX2 9FU

Approval Rate

-12mo

Development

low

P26/V5035/TCA
T1, Prunus behind church - Reduce canopy by up to 2.5m to give clearance to building and neighbours garden. T2, Sycamore - Reduce lowest lateral limb growing towards church to give 1.5m clearance to building.
Pending
P26/V5002/TPO(5D)
Scots Pine (TPO G1) - Fell
Approved
P26/V4906/FUL
Two storey side and rear extension with upward extension and new roof with 4no. dormers and alteration to the front to allow for internal reconfiguration of the existing flats and the creation of one additional flat. Alterations to the existing access.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-09-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,859

Population Density1,072 /km²

Owner Occupied73%

Age Distribution

0-15 19%16-64 69%65+ 12%

View Area Profile

Schools Nearby

Matthew Arnold School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
North Hinksey Church of England Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Botley School
0.8 mi
Requires improvement
West Oxford Community Primary School
1.1 mi
Good

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Ruskin Close
-
£380k
-
10 Ruskin Close
-
£700k
-
10 Ruskin Close
-
£2k
-
1 Ruskin Close
-
£308k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN