31 Harland Court, Station Hill, Bury St. Edmunds, IP32 6AE

UPRN:10090738728Purpose Built Flat2 bedsBuilt -

LeaseholdCouncil Tax: Band CEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

31 Harland Court, Station Hill, Bury St. Edmunds, IP32 6AE

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£245,000

£233k - £257kHigh

Estimate

£245k

Range

£233k – £257k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

7.20%

Verdict

Derived from HomePortfolio scores

31 Harland Court earns an INVESTIGATE rating with HP Score 77/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

35/ 100

Elevated

Walkability

84/ 100

High

Transit & Bike

Transit 29Bike 77

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,450-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £195/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£245,000

Rent Estimate (pcm)£1,500

Gross Yield7.20%

1y Growth-2.1%

3y Growth-5.2%

5y Growth-1.1%

10y Growth+2.0%

Last Sold Price£245,000 (2020-06-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP32 6AE

Approval Rate

-12mo

Development

low

DC/26/1682/TCA
Trees in a conservation area notification - one Magnolia (T1 on plan) fell
Pending
DCON(A)/24/1235
Application to discharge condition 4 (009B Investigation/Recording Complete) of application DC/24/1235/HH
Pending
DC/26/1638/TPO
TPO 388(2004) tree preservation order - five Alnus Cordata (017K, 017L, 017M, 017P and 017Q on plan)- crown lift to four meters above ground level
Pending

View Planning Timeline

Ownership

Corporate Ownership37.1%
Overseas OwnershipNo
Lease Term Remaining117 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-06-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,437

Population Density2,241 /km²

Owner Occupied54%

Age Distribution

0-15 14%16-64 69%65+ 17%

View Area Profile

Schools Nearby

King Edward VI CEVC School
0.3 mi
-
St Edmundsbury CofE Primary Academy
0.4 mi
Inspected as St Edmundsbury Church of England Voluntary Aided Primary School (URN 124762) on 27 Mar 2024
Bury St Edmunds County High School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Benedict's Catholic School
0.5 mi
Inspected as St Benedict's Catholic School (URN 124861) on 5 Apr 2022

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Harland Court Station Hill
-
£245k
-
Harland Court Station Hill
-
£270k
-
Harland Court Station Hill
-
£203k
-
Harland Court Station Hill
-
£273k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN