8A Whitehall Lane, Grays, RM17 6SS

UPRN:10090756441Purpose Built Flat1 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band BEPC: C (78)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£180,000

£171k - £189kHigh

Estimate

£180k

Range

£171k – £189k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

7.67%

Verdict

Derived from HomePortfolio scores

8A Whitehall Lane earns an INVESTIGATE rating with HP Score 80/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

72/ 100

High

Crime Score

24/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 11Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: £189/mo
Cash on cash: 4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£180,000

Rent Estimate (pcm)£1,150

Gross Yield7.67%

1y Growth-

3y Growth+2.3%

5y Growth+2.6%

10y Growth+3.8%

Last Sold Price£165,000 (2019-02-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0RM17 6SS

Approval Rate

-12mo

Development

low

26/01278/PASORN
Change of use of the ground floor premises from Use Class E(b) (sale of food and drink for consumption mostly on the premises) to Use Class E(f) (provision of a creche, day nursery or day centre, excluding residential use).
Pending
26/01266/HHA
Partial removal of rear wall to install glazed bi-fold doors
Pending
26/01263/FUL
Convert first floor to 1 bedroom flat
Pending

View Planning Timeline

Ownership

Corporate Ownership58.6%
Overseas OwnershipNo
Lease Term Remaining114 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-02-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,407

Population Density3,915 /km²

Owner Occupied67%

Age Distribution

0-15 18%16-64 63%65+ 19%

View Area Profile

Schools Nearby

Thameside Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Quarry Hill Academy
0.4 mi
Outstanding
The Light Christian School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Grays Convent High School
0.5 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

36 Whitehall Lane
-
£285k
-
44 Whitehall Lane
-
£310k
-
10 Whitehall Lane
-
£290k
-
Rear Of 26 Whitehall Lane
-
£225k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN