2 Victoria Close, Rickmansworth, WD3 4EQ

UPRN:10090791916Semi-Detached Property4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

2 Victoria Close, Rickmansworth, WD3 4EQ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£978,000

£929k - £1.03MHigh

Estimate

£978k

Range

£929k – £1.03M

Rent Estimate (pcm)

£3,450

£3k - £4k

Monthly

£3,450

Yield

4.36%

Verdict

Derived from HomePortfolio scores

2 Victoria Close earns an INVESTIGATE rating with HP Score 75/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

80/ 100

High

Transit & Bike

Transit 45Bike 62

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +2.9% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Aug 2026
- valuation_snapshotsestimate for 10090791916· as of 12 Aug 2026
Rental economics0/40
gross yield 4.4%; range width penalty ×0.77
- valuation_snapshotsrent estimate 3450/mo (range 3050-3800)· as of 12 Aug 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,602/mo, -46% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 260 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.7/15
365 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£712,500£1,092,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£3,450/mo

Evidenced range £3,050-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£818/mo
Cash on cash: -3.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090791916Valuation edge · as of 12 Aug 2026
valuation_snapshotsrent estimate 3450/mo (range 3050-3800)Rental economics · as of 12 Aug 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3450/mo (range 3050-3800)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 260 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£978,000

Rent Estimate (pcm)£3,450

Gross Yield4.36%

1y Growth-

3y Growth+0.6%

5y Growth+1.9%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WD3 4EQ

Approval Rate

-12mo

Development

low

26/1769/TCA
T1 Leylandii - fell to ground level as it is causing structural damage to fence and to prevent imminent damage to neighbour's shed due to butt expansion. It is also encroaching on nearby neighbouring buildings.
Pending
26/1731/RSP
Retrospective: Demolition of existing conservatory and construction of part-single, part two-storey rear extension, rear juliet balcony, front porch extension, internal alterations and alterations to fenestration
Pending
26/1726/TCA
Ash (x1) and Horse Chestnut (x1) - Taken down to ground level
Pending

View Planning Timeline

Ownership

Corporate Ownership61.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,615

Population Density979 /km²

Owner Occupied60%

Age Distribution

0-15 16%16-64 63%65+ 21%

View Area Profile

Schools Nearby

Royal Masonic School for Girls
0.4 mi
Inspected by ISI
Saint Joan of Arc Catholic School
0.5 mi
Good
Rickmansworth Park Junior Mixed and Infant School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Charlotte House Preparatory School
0.5 mi
Inspected by ISI

7 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Exchange Mansion Victoria Close
-
£315k
-
Victoria Mansion Victoria Close
-
£538k
-
The Wain Victoria Close
-
£865k
-
Victoria Mansion Victoria Close
-
£520k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN