28 Trem Gwlad yr Hâf, Coity, Bridgend, CF35 6HG

UPRN:10090816112Detached House4 bedsBuilt 2012-2021

FreeholdCouncil Tax: -EPC: C (77)

Data freshness:Planning· 4mo agoOwnership· freshRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

28 Trem Gwlad yr Hâf, Coity, Bridgend, CF35 6HG

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£364,000

£346k - £382kHigh

Estimate

£364k

Range

£346k – £382k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.83%

Verdict

Derived from HomePortfolio scores

28 Trem Gwlad yr Hâf earns an INVESTIGATE rating with HP Score 72/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£385,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £126,050
Net cash flow: -£226/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£364,000

Rent Estimate (pcm)£1,550

Gross Yield4.83%

1y Growth-

3y Growth+4.1%

5y Growth+5.2%

10y Growth+4.5%

Last Sold Price£216,000 (2016-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF35 6HG

Approval Rate

-12mo

Development

low

P/26/541/FUL
The demolition and reconstruction of a detached, fire damaged garage
Pending
P/26/466/DOC
Approval of details for condition 2 (replacement tree planting scheme) of T/26/15/TPO
Approved
P/26/412/FUL
Proposed new 4 bed detached dwelling with link detached garage (redesign of approved new dwelling at Carreg Llwyd (P/22/839/FUL))
Pending

View Planning Timeline