25 Ashley Street, Sible Hedingham, Halstead, CO9 3EH

UPRN:10090830923Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: B (83)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

25 Ashley Street, Sible Hedingham, Halstead, CO9 3EH

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£364,000

£346k - £382kHigh

Estimate

£364k

Range

£346k – £382k

Rent Estimate (pcm)

£950

£800 - £1k

Monthly

£950

Yield

3.12%

Verdict

Derived from HomePortfolio scores

25 Ashley Street earns an INVESTIGATE rating with HP Score 78/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

70/ 100

High

Crime Score

20/ 100

Moderate

Walkability

63/ 100

Moderate

Transit & Bike

Transit 7Bike 40

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.3% (HIGH), sold-comps -4.6%, £/sqft -4.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10090830923· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 25%· as of 22 Oct 2026
Rental economics0/40
gross yield 3.1%; range width penalty ×0.67
- valuation_snapshotsrent estimate 950/mo (range 800-1050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -972/mo, -102% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 506 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.7/15
288 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£274,000£419,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£365,000

At the asking price

Monthly rent£950/mo

Evidenced range £800-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £119,050
Net cash flow: -£574/mo
Cash on cash: -5.8%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.77 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090830923Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 25%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 950/mo (range 800-1050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 800-1050)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 506 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£364,000

Rent Estimate (pcm)£950

Gross Yield3.12%

1y Growth-14.6%

3y Growth-0.3%

5y Growth+1.6%

10y Growth+3.2%

Last Sold Price£320,000 (2021-09-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

-CO9 3EH

Approval Rate

-12mo

Development

CC/BTE/32/24
Installation of new heating plant and enclosure (Air Source Heat Pumps).
Approved
23/02847/TPOCON
Notice of intent to carry out works to trees in a Conservation Area:Lime (T1) Pollard to an approximate height of 8m.
Pending
23/02707/HHPA
Single storey rear extension. Extension will extend beyond rear wall of the original house by 3.60m, with a maximum height of 3.90m and 2.40m to the eaves of the extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-09-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,546

Population Density-

Owner Occupied72%

Age Distribution

0-15 20%16-64 61%65+ 19%

View Area Profile

Schools Nearby

Teaseldown School
0.1 mi
Good
Hedingham School and Sixth Form
0.3 mi
Good
The Yellow House School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Peter's Church of England Voluntary Controlled Primary School, Sible Hedingham
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Ashley Street
-
£345k
-
10 Ashley Street
-
£325k
-
17 Ashley Street
-
£335k
-
22 Ashley Street
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN