24 Horders View, Swanmore, Southampton, SO32 2FQ

UPRN:10090848484Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: B (86)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

24 Horders View, Swanmore, Southampton, SO32 2FQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£896,000

£851k - £941kHigh

Estimate

£896k

Range

£851k – £941k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

3.80%

Verdict

Derived from HomePortfolio scores

24 Horders View earns an INVESTIGATE rating with HP Score 68/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

20/ 100

Low

Transit & Bike

Transit 2Bike 32

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM -0.4% (HIGH), sold-comps +4.2%, £/sqft +4.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 10090848484· as of 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.9%· as of 29 Oct 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.71
- valuation_snapshotsrent estimate 2850/mo (range 2500-3200)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,832/mo, -64% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 130 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
275 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£675,000£1,035,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,500-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,064/mo
Cash on cash: -4.2%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090848484Valuation edge · as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.9%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 2850/mo (range 2500-3200)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2850/mo (range 2500-3200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 130 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£896,000

Rent Estimate (pcm)£2,850

Gross Yield3.80%

1y Growth+83.0%

3y Growth+0.5%

5y Growth+0.1%

10y Growth+1.8%

Last Sold Price£720,000 (2020-03-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SO32 2FQ

Approval Rate

-12mo

Development

low

26/02109/TPO
T1 Oak cut back North North East Side by 1.5m cut back North West Side by 1m and cut back South West Side and south side by up to 1.5m leaving tree in a uniformed shape once work is completed. This will reduce the mess on the conservatory, and cut back the rest to manage the tree by making it slight smaller and less dominate over the garden
Pending
SDNP/26/03587/ADJAUT
Adjoining Authority Consultation - Winchester City Council (26/01726/HOU) - Erection of Timber Garden Room following demolition of existing Structure
Referred
26/01762/TPO
Field Maple (T1 ) . Reduce canopy height and spread by 1.5 - 2.0m to improve symmetry of crown and reduce crown weighting to the north side . Reduce crown back to previous prune line , to approx 8m. Remove dead branches. Tip prune lower branches up to 1m and up to a height of 4m to reshape crown .Crown lift 3m above ground level. Remove small crossway branches in lower crown. Tree has been previously pruned. Work will be carried out by tree surgeon
Approved

View Planning Timeline

Ownership

Corporate Ownership77.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2020-03-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,352

Population Density1,012 /km²

Owner Occupied84%

Age Distribution

0-15 20%16-64 58%65+ 22%

View Area Profile

Schools Nearby

Swanmore College
0.3 mi
Good
Swanmore Church of England Aided Primary School
0.5 mi
Good
St John the Baptist Church of England Primary School
1.0 mi
Good
Bishop's Waltham Junior School
1.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Horders View
-
£655k
-
19 Horders View
-
£328k
-
15 Horders View
-
£358k
-
14 Horders View
-
£496k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN