6 Birchinley Manor, Birchinley Lane, Milnrow, Rochdale, OL16 3DG

UPRN:10090922352Semi-Detached House3 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band DEPC: C (80)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

6 Birchinley Manor, Birchinley Lane, Milnrow, Rochdale, OL16 3DG

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£526,000

£474k - £579kMedium

Estimate

£526k

Range

£474k – £579k

Rent Estimate (pcm)

£3,550

£3k - £4k

Monthly

£3,550

Yield

10.65%

Verdict

Derived from HomePortfolio scores

6 Birchinley Manor earns an INVESTIGATE rating with HP Score 62/100. Investment score 57/100 reflects moderate fundamentals. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

No data

Walkability

29/ 100

Low

Transit & Bike

Transit 8Bike 19

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 24% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +24.0% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10090922352· as of 13 Oct 2026
Rental economics37.9/40
gross yield 10.7%; range width penalty ×0.95; the estimate this rent rides on sits 24% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 3550/mo (range 3300-3750)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 24% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin22.3/30
stressed cash flow +792/mo, +22% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 90 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.8/15
349 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £340,000

£300,000£460,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£399,995

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,300-£3,750

Interest rate5.4%

Loan to value75%

Cash required: £131,299
Net cash flow: £1,108/mo
Cash on cash: 10.1%
Score at this price: 73

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10090922352Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3550/mo (range 3300-3750)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 24% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3550/mo (range 3300-3750)
Rental economics needs verification before you rely on it
sale estimate 24% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £340,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£526,000

Rent Estimate (pcm)£3,550

Gross Yield10.65%

1y Growth-

3y Growth+4.5%

5y Growth+5.8%

10y Growth+4.1%

Last Sold Price£279,500 (2016-06-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1OL16 3DG

Approval Rate

-12mo

Development

low

PL/2026/0713
Erection of detached dwelling
Pending
OTH/2026/0685
Submission of details to comply with conditions 3 (External Materials), 7 (Landscaping), 8 (CMP), 9 (Drainage), 10 (Method Statement - Invasive Species), 11 (Tree Protection) and 12 (Ecology Survey) of planning permission 24/00835/FUL
Pending
PL/2026/0673
Two storey side extension with rear dormer. Alterations to fenestration on the front elevation including new entrance doorway and 2 no. roof lights
Conditions

View Planning Timeline