Flat, 55 Cross Street, Cowes, PO31 7TA
UPRN:10091028345Flat/Maisonette2 bedsBuilt -
FreeholdCouncil Tax: Band CEPC: -
Data freshness:Price Paid· freshPrice Paid: fresh, refreshed 5d ago (2026-11-01T09:21:01.811508+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:49:38.007712+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
75
/ 100
Strong
Verdict
today
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
16 of 21 sourcesSale Estimate
£626,000
£501k - £751kLow
Estimate
£626k
Range
£501k – £751k
Rent Estimate (pcm)
£2,950
£3k - £3k
Monthly
£2,950
Yield
5.65%
Verdict
Derived from HomePortfolio scores
Flat earns an INVESTIGATE rating with HP Score 75/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
75
HP Score
75/ 100
Strong
61
Investment Score
61/ 100
Moderate
39
Crime Score
39/ 100
Elevated
94
Walkability
94/ 100
Excellent
Transit & Bike
Transit 16Bike 53
Walk Score, out of 100
Valuation & Market
Sale Estimate£626,000
Rent Estimate (pcm)£2,950
Gross Yield5.65%
1y Growth-
3y Growth-0.2%
5y Growth+1.9%
10y Growth+3.3%
Last Sold Price-
Risk Overview
- Flood RiskUnknown
- SubsidenceSignificant
- RadonLow
- MiningUnknown
- LandslideLow
- Air QualityLow
- NoiseLow
Planning Activity
Recent Apps
0PO31 7TA
Approval Rate
-12mo
Development
low
- Pending26/01450/FULProposed installation of 84 roof mounted solar panels on the west, east and south wings
- Pending26/01437/FULRepositioning of external staircase to first floor apartment from the south west elevation to the north east elevation; provision of security gate to new staircase; alterations to fenestration to north east elevation
- Pending26/01377/TWCherry; Reduce crown by max. 30%, decongest of superfluous internal branches and remove lowest limbs to approx. 3m. Reason: Planted at the time of the development, this tree has now outgrown its position but can easily be retained into the future if managed correctly and with sufficient regularity.
Ownership
- Corporate Ownership60.4%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeFreehold
- Last Ownership Change-
- SourceLand Registry
Connectivity
Broadband (-)
-
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£26,740
Population Density2,928 /km²
Owner Occupied62%
Age Distribution
0-15 11%16-64 53%65+ 36%
Schools Nearby
- Cowes Enterprise College, An Ormiston Academy0.3 miGood
- Lanesend Primary School0.7 miArea grades2025
Inspected after Ofsted withdrew the single overall grade.
- Gurnard Primary School0.8 miArea grades2025
Inspected after Ofsted withdrew the single overall grade.
- Holy Cross Catholic Primary School0.9 miReport card2026
Ofsted no longer awards a single overall grade.
1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- 39 Cross Street-£250k-
- 39 Cross Street-£179k-
- 41 Cross Street-£150k-