The Sea Terrace, 2 Esplanade, Shanklin, PO37 6BN

UPRN:10091029192End Terrace HouseBeds -Built 1900-1929

Tenure: -Council Tax: -EPC: C (69)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

The Sea Terrace, 2 Esplanade, Shanklin, PO37 6BN

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£470,000

£376k - £564kLow

Estimate

£470k

Range

£376k – £564k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

3.60%

Verdict

Derived from HomePortfolio scores

The Sea Terrace earns an INVESTIGATE rating with HP Score 69/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

46/ 100

Elevated

Walkability

74/ 100

High

Transit & Bike

Transit 22Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,750-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£844/mo
Cash on cash: -4.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.89 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£470,000

Rent Estimate (pcm)£1,950

Gross Yield3.60%

1y Growth+121.9%

3y Growth-0.7%

5y Growth-2.3%

10y Growth+3.0%

Last Sold Price£480,000 (2007-01-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PO37 6BN

Approval Rate

-12mo

Development

low

26/01521/TW
**5 DAY ORDER** T1; Horse chestnut - Dismantle to near ground level. Reason: For safety. Requested by Island Roads T2; Sweet chestnut - Reduce height to strong growth points and leave as habitat.
Pending
26/01488/FUL
Proposed extension and alterations to create self contained holiday unit
Pending
26/01430/DIS
Condition compliance application on 25/01761/FUL relating to Condition 3 (Windows and Doors) to be discharged
Pending

View Planning Timeline

Ownership

Corporate Ownership58.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2007-01-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,740

Population Density-

Owner Occupied52%

Age Distribution

0-15 14%16-64 58%65+ 28%

View Area Profile

Schools Nearby

St Blasius Shanklin CofE Primary Academy
0.4 mi
Good
Gatten and Lake Primary School
0.8 mi
Good
Broadlea Primary School
1.4 mi
Good
Wroxall Primary School
2.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Esplanade
-
£575k
-
Norfolk House, 19 Esplanade
-
£725k
-
12 Esplanade
-
£195k
-
20A Esplanade
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN