Champion, Sticelett Farm, Rolls Hill, Cowes, PO31 8NE

UPRN:10091031209Detached HouseBeds -Built -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Champion, Sticelett Farm, Rolls Hill, Cowes, PO31 8NE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£484,000

£387k - £581kLow

Estimate

£484k

Range

£387k – £581k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

3.43%

Verdict

Derived from HomePortfolio scores

Champion earns an INVESTIGATE rating with HP Score 60/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 2Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£595,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £199,550
Net cash flow: -£831/mo
Cash on cash: -5.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.85 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£484,000

Rent Estimate (pcm)£1,700

Gross Yield3.43%

1y Growth-

3y Growth-0.2%

5y Growth+1.9%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0PO31 8NE

Approval Rate

-12mo

Development

low

25/01610/HOU
Extensions and alterations to enlarge kitchen and form ancillary accommodation
Approved
25/01146/DIS
Condition compliance application on APP/P2114/W/22/3307079 (22/00726/FUL), Condition 8 (Surface Water Drainage) to be discharged
Decided
25/00992/PWLBC
Lawful Development Certificate for proposed works to Listed Building improving bearing capacity of underlying soil in north east corner
Approved

View Planning Timeline

Ownership

Corporate Ownership60.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,740

Population Density25 /km²

Owner Occupied78%

Age Distribution

0-15 10%16-64 56%65+ 34%

View Area Profile

Schools Nearby

Northwood Primary School
1.3 mi
GoodConcerns
Gurnard Primary School
1.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Lanesend Primary School
1.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Cowes Enterprise College, An Ormiston Academy
2.2 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Sticelett Farm Rolls Hill
-
£450k
-
Whippance Farm Rolls Hill
-
£40k
-
Whippance Farm Rolls Hill
-
£120k
-
Whippance Farm Rolls Hill
-
£77k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN