5 Woodlands, Shanklin, PO37 6FJ

UPRN:10091031908Detached HouseBeds -Built -

FreeholdCouncil Tax: Band GEPC: B (84)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£730,000

£694k - £767kHigh

Estimate

£730k

Range

£694k – £767k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

3.64%

Verdict

Derived from HomePortfolio scores

5 Woodlands earns an INVESTIGATE rating with HP Score 78/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 7Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +9.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10091031908· as of 13 Oct 2026
Rental economics0/40
gross yield 3.6%; range width penalty ×0.70
- valuation_snapshotsrent estimate 2000/mo (range 1750-2250)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,444/mo, -72% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 42 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.6/15
111 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£495,000£759,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£660,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,750-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £222,300
Net cash flow: -£843/mo
Cash on cash: -4.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10091031908Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2000/mo (range 1750-2250)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2000/mo (range 1750-2250)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 42 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£730,000

Rent Estimate (pcm)£2,000

Gross Yield3.64%

1y Growth-

3y Growth-0.7%

5y Growth-2.3%

10y Growth+3.0%

Last Sold Price£560,000 (2020-01-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PO37 6FJ

Approval Rate

-12mo

Development

low

26/01430/DIS
Condition compliance application on 25/01761/FUL relating to Condition 3 (Windows and Doors) to be discharged
Pending
26/01330/TW
G1; Group of Silver birch (Betula pendula) - Reduce overall canopies to approximately 2M reduction on height and 1M on sides (the annotated mark on picture). Reason: To reduce leverage, excessive shade and manage overall size. T1; Beech (Fagus sylvatica) - Reduce overall canopy approximately 30% to approximately the annotated mark on picture. Reason: To reduce leverage, encroachment, excessive shade and manage overall size. T2; Sycamore (Acer pseudoplatanus) - Reduce overall canopy approximately 30% to approximately the annotated mark on picture. Reason: To reduce leverage, encroachment, excessive shade and manage overall size. T3; Mulberry (Morus nigra) - Reduce overall canopy to approximately 1M reduction on height and 0.5M on sides (the annotated mark on picture). Reason: To reduce excessive shade and manage overall size. T4; Holm oak (Quercus ilex) - Crown clean and remove dead bough overhanging public bench. Reason: To improve overall tree health and make it safe. T5; Holm oak (Quercus ilex) - Remove overloaded side sub canopy to approximately 3M reduction on asymmetrical side (the annotated mark on picture). Reason: To reduce leverage and improve aesthetics. T6; Pedunculate oak (Quercus robur) - Crown lift to approximately 2M as shown on annotated picture. Reason: To reduce leverage and improve access for lawn maintenance.
Pending
26/01204/FUL
Proposed replacement of windows on 1st and 2nd floors
Pending

View Planning Timeline

Ownership

Corporate Ownership58.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-01-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,740

Population Density351 /km²

Owner Occupied81%

Age Distribution

0-15 9%16-64 50%65+ 41%

View Area Profile

Schools Nearby

St Blasius Shanklin CofE Primary Academy
0.5 mi
Good
Gatten and Lake Primary School
1.2 mi
Good
Broadlea Primary School
1.8 mi
Good
Wroxall Primary School
1.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Woodlands
-
£840k
-
7 Woodlands
-
£825k
-
9 Woodlands
-
£675k
-
5 Woodlands
-
£560k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN