Flat C, Church View, 12 Blagdon Terrace, Cramlington, NE23 1DU

UPRN:10091035561Purpose Built Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat C, Church View, 12 Blagdon Terrace, Cramlington, NE23 1DU

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£128,000

£102k - £153kLow

Estimate

£128k

Range

£102k – £153k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

9.75%

Verdict

Derived from HomePortfolio scores

Flat C earns an INVESTIGATE rating with HP Score 56/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

56/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

82/ 100

High

Transit & Bike

Transit 20Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £180/mo
Cash on cash: 8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£128,000

Rent Estimate (pcm)£650

Gross Yield9.75%

1y Growth-

3y Growth-2.8%

5y Growth+0.0%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE23 1DU

Approval Rate

-12mo

Development

low

26/03690/ADE
Advertisement Consent for new mounting illumiated frames sign and existing VUE letters to be relocated.
Pending
26/03657/CLPROP
Certificate of Lawful Development- Proposed conversion of existing garage into habitable accommodation, replacing existing flat roof with pitched roof
Pending
26/03525/FUL
Proposed two storey side and rear extension
Pending

View Planning Timeline