1 Ostrich Street, Stanway, Colchester, CO3 8AS

UPRN:10091124458Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

1 Ostrich Street, Stanway, Colchester, CO3 8AS

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£377,000

£358k - £396kHigh

Estimate

£377k

Range

£358k – £396k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

5.44%

Verdict

Derived from HomePortfolio scores

1 Ostrich Street earns an INVESTIGATE rating with HP Score 64/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

63/ 100

Elevated

Walkability

57/ 100

Moderate

Transit & Bike

Transit 13Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£89/mo
Cash on cash: -0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.34 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£377,000

Rent Estimate (pcm)£1,700

Gross Yield5.44%

1y Growth-3.5%

3y Growth-2.5%

5y Growth+0.5%

10y Growth+2.1%

Last Sold Price£289,995 (2016-12-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CO3 8AS

Approval Rate

-12mo

Development

low

261809
Application for lawful development certificate for proposed development - installation of condensing unit for heating/cooling system to rear of property/garden. Pipe/cabling to run externally frominternal unit to external condenser
Rejected
261738
Variation of Condition 1 of planning consent COL/95/0861 - To expand the range of goods that can be sold from the unit
Pending
261686
Proposed side extension to form additional living accommodation
Pending

View Planning Timeline