Flat 29, Star and Garter House, Richmond Hill, Richmond, TW10 6BF

UPRN:10091158852Converted Flat2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band FEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Flat 29, Star and Garter House, Richmond Hill, Richmond, TW10 6BF

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,516,000

£1.21M - £1.82MLow

Estimate

£1.52M

Range

£1.21M – £1.82M

Rent Estimate (pcm)

£5,950

£5k - £7k

Monthly

£5,950

Yield

4.46%

Verdict

Derived from HomePortfolio scores

Flat 29 earns an INVESTIGATE rating with HP Score 76/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

57/ 100

Moderate

Transit & Bike

Transit 23Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.5%; range width penalty ×0.80
- valuation_snapshotsrent estimate 5950/mo (range 5350-6550)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,507/mo, -42% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
148 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,600,000

At the asking price

Monthly rent£5,950/mo

Evidenced range £5,350-£6,550

Interest rate5.4%

Loan to value75%

Cash required: £587,050
Net cash flow: -£1,281/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 5950/mo (range 5350-6550)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 5950/mo (range 5350-6550)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,516,000

Rent Estimate (pcm)£5,950

Gross Yield4.46%

1y Growth-56.6%

3y Growth-4.0%

5y Growth-1.6%

10y Growth+1.1%

Last Sold Price£950,000 (2017-03-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1TW10 6BF

Approval Rate

100%12mo

Development

low

PA26/3756
T1 X2 Conifer trees to fail to ground levels, these trees are showing a massive amount of dieback one limb has already failed and is sat on top of there stable roof start height 12m/12m finish 0x0
Pending
PA26/3728
Demolition and removal of the existing porch, part of the kitchen wall and the entire kitchen roof, the potting shed and the raised brick planters in the side garden. Construction of a two storey side extension, a first floor rear extension, installation of one rooflight above the staircase and alterations to the site boundary wall shared with No. 25
Pending
PA26/3710
5 DAY DANGEROUS TREE - Tree branch snapped due to the storm and has fell into the neighbours garden.
Approved

View Planning Timeline

Ownership

Corporate Ownership67.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2017-03-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£46,594

Population Density5,714 /km²

Owner Occupied47%

Age Distribution

0-15 20%16-64 67%65+ 13%

View Area Profile

Schools Nearby

Thomas's College
0.1 mi
Inspected by ISI
The Vineyard School
0.2 mi
Good
The Old Vicarage School
0.4 mi
Inspected by ISI
St Elizabeth's Catholic Primary School
0.4 mi
Inspected as St Elizabeth's Catholic Primary School (URN 102910) on 28 Nov 2023

6 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Star & Garter House Richmond Hill
-
£2.72M
-
Star & Garter House Richmond Hill
-
£435k
-
Star & Garter House Richmond Hill
-
£660k
-
Star & Garter House Richmond Hill
-
£550k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN