The Flat, The Beach House, Dunders Hill, Polzeath, Wadebridge, PL27 6TB

UPRN:10091164822Flat/MaisonetteBeds -Built -

Tenure: -Council Tax: Band BEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

The Flat, The Beach House, Dunders Hill, Polzeath, Wadebridge, PL27 6TB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£552,000

£441k - £662kLow

Estimate

£552k

Range

£441k – £662k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

6.53%

Verdict

Derived from HomePortfolio scores

The Flat earns an INVESTIGATE rating with HP Score 65/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

50/ 100

Moderate

Transit & Bike

Transit 9Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£395,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £1,900-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £129,550
Net cash flow: £155/mo
Cash on cash: 1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£552,000

Rent Estimate (pcm)£2,150

Gross Yield6.53%

1y Growth-

3y Growth-5.6%

5y Growth-0.3%

10y Growth+1.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PL27 6TB

Approval Rate

-12mo

Development

low

PA26/07199
Outline planning permission with some reserved matters (all except access) for proposed development of up to 9 dwellings
Pending
PA26/06571
Demolition of existing dwelling and construction of replacement dwelling
Pending
PA26/06491
Subdivision of existing plot and construction of a new family dwelling
Pending

View Planning Timeline

Ownership

Corporate Ownership68.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density65 /km²

Owner Occupied63%

Age Distribution

0-15 14%16-64 51%65+ 35%

View Area Profile

Schools Nearby

St Minver School
1.8 mi
Good
Padstow School
2.9 mi
Good
Port Isaac Academy
4.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Issey Church of England Primary School
4.5 mi
Good

0 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Yoho Cottage
-
£1.00M
-
Skippers Cottage
-
£808k
-
Yoho Cottage
-
£95k
-
Smugglers Cottage
-
£110k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN