17 Hardy Close, Chelmsford, CM1 1AE

UPRN:10091490232Purpose Built Flat2 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band DEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£279,000

£265k - £293kHigh

Estimate

£279k

Range

£265k – £293k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

6.98%

Verdict

Derived from HomePortfolio scores

17 Hardy Close earns an INVESTIGATE rating with HP Score 78/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

71/ 100

High

Crime Score

16/ 100

Moderate

Walkability

67/ 100

Moderate

Transit & Bike

Transit 29Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: £180/mo
Cash on cash: 2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£279,000

Rent Estimate (pcm)£1,600

Gross Yield6.98%

1y Growth-16.9%

3y Growth+0.4%

5y Growth+1.1%

10y Growth+2.7%

Last Sold Price£240,000 (2016-07-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CM1 1AE

Approval Rate

-12mo

Development

low

26/05212/TPO
T2 - Purple Leaved Plum - Crown reduction of 5m - Reason: Significantly overgrown, impending the walkway and road.
Pending
26/05685/CAT
Cedar - In car park - Crown lift over road/carpark to 5.2m. Reason: To prevent high sided vehicles hitting the tree Tree of heaven - The removal of two limbs growing towards the flats by 6m back to good pruning points. Pruning back higher branches by 1,5m. Ash tree - Removal of limb at 1.2m from base to crown lift the tree to 4m. Reduction of remaining limbs hanging towards the flats by 2m. Silver Birch - Prune back higher branches by 2m, crown lift to 3m. Cherry - Crown reduction by 2m. Whitebeam (Tree by carport)- Fell and treat stump with appropriate herbicides. Reason: This tree is too close to building and drainage
Pending
26/01341/ADV
Proposed installation of illuminated and non-illuminated signage to existing building.
Pending

View Planning Timeline

Ownership

Corporate Ownership50%
Overseas OwnershipNo
Lease Term Remaining114 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-07-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,791

Population Density5,663 /km²

Owner Occupied46%

Age Distribution

0-15 19%16-64 75%65+ 6%

View Area Profile

Schools Nearby

King Edward VI Grammar School, Chelmsford
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Community College Initiative Ltd
0.4 mi
-
Our Lady Immaculate Catholic Primary School
0.5 mi
Good
Westlands Community Primary School
0.5 mi
Good

5 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Hardy Close
-
£480k
-
2 Hardy Close
-
£375k
-
56 Hardy Close
-
£430k
-
58 Hardy Close
-
£109k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN