28 Francis House, 25 Eltringham Street, London, SW18 1GU

UPRN:10091502467Purpose Built Flat2 bedsBuilt -

LeaseholdCouncil Tax: Band EEPC: B (85)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

28 Francis House, 25 Eltringham Street, London, SW18 1GU

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£573,000

£544k - £601kHigh

Estimate

£573k

Range

£544k – £601k

Rent Estimate (pcm)

£2,700

£2k - £3k

Monthly

£2,700

Yield

6.48%

Verdict

Derived from HomePortfolio scores

28 Francis House earns an INVESTIGATE rating with HP Score 81/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

73/ 100

High

Crime Score

26/ 100

Moderate

Walkability

90/ 100

Excellent

Transit & Bike

Transit 61Bike 76

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +12.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10091502467· as of 9 Oct 2026
Rental economics10.3/40
gross yield 6.5%; range width penalty ×0.87
- valuation_snapshotsrent estimate 2700/mo (range 2450-2900)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -255/mo, -9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.6/15
779 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,450-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £182/mo
Cash on cash: 1.3%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10091502467Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2700/mo (range 2450-2900)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2450-2900)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£573,000

Rent Estimate (pcm)£2,700

Gross Yield6.48%

1y Growth-5.7%

3y Growth-0.2%

5y Growth+0.2%

10y Growth+0.0%

Last Sold Price£560,000 (2023-02-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW18 1GU

Approval Rate

-12mo

Development

low

P/2026/02557/HH
Erection of a rear roof extension involving an increase in the ridge height; erection of a rear extension at second floor level over part of the existing back addition; erection of a single storey rear extension, to the side and rear of the existing back addition; excavation of the front garden to form a lightwell in connection with the creation of a new basement; installation of 2no rooflights in the front roofslope; infilling of 2no windows and installation of 1no new window to the side of rear back addition at first floor level.
Pending
P/2026/02375/FUL
Erection of an additional floor above a portion of the flat roof at main roof level, including brick-built parapet walls set back from the existing building; erection of a rear extension at second floor level, over part of the existing back addition; erection of 1.7m high privacy screening to the side elevation and 1.2m high privacy screening guarding to the rear elevation on top of the remaining first floor flat roof, in connection with its use as a roof terrace.
Pending
P/2026/02363/HH
Erection of 3no dormer windows to replace the existing dormer window in the front roofslope; erection of a rear extension at second floor level over part of the existing back addition; installation of a new dormer with a single door and a Juliet balcony in the rear roofslope; erection of a single storey rear extension, to the side and rear of the existing back addition; installation of a new rooflight to replace the existing rooflight above the main flat roof at roof level; replacement of existing terrace screens comprising of obscured glazing and replace with new new 1.7m high obscure glazed screen to eastern elevation, new 1.1m high metal railings to southern and eastern perimeter of the rear back addition at second floor level; replacement of all existing windows with new double glazed timber framed windows (including 1no window relocated to the side of rear back addition at first floor level).
Pending

View Planning Timeline