23 Fisher Mead, Biggleswade, SG18 0GZ

UPRN:10091575166Semi-Detached House4 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band DEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£451,000

£428k - £473kHigh

Estimate

£451k

Range

£428k – £473k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

4.91%

Verdict

Derived from HomePortfolio scores

23 Fisher Mead earns an INVESTIGATE rating with HP Score 66/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

26/ 100

Low

Transit & Bike

Transit 17Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: -£239/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£451,000

Rent Estimate (pcm)£1,800

Gross Yield4.91%

1y Growth-5.8%

3y Growth-0.5%

5y Growth+1.1%

10y Growth+3.3%

Last Sold Price£322,500 (2016-09-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SG18 0GZ

Approval Rate

-12mo

Development

low

CB/26/03227/DOC
Discharge of Condition 15 and 16 against planning permission ref: CB/24/00999/OUT
Pending
CB/26/03095/DOC
Discharge of Condition 35 against planning permission ref: CB/24/00999/OUT
Pending
CB/26/03060/DOC
Discharge of Condition 11, against planning permission ref CB/24/00999/OUT
Pending

View Planning Timeline

Ownership

Corporate Ownership67.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-09-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,622

Population Density3,780 /km²

Owner Occupied69%

Age Distribution

0-15 24%16-64 64%65+ 12%

View Area Profile

Schools Nearby

Edward Peake CofE VC School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ivel Valley School & College
0.5 mi
GoodImproving
Lawnside Academy
0.6 mi
Good
Stratton School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Fisher Mead
-
£102k
-
3 Fisher Mead
-
£438k
-
5 Fisher Mead
-
£445k
-
9 Fisher Mead
-
£485k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN