1 Safflower Lane, Romford, RM3 0LN

UPRN:10091577901End Terrace House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£768,000

£730k - £807kHigh

Estimate

£768k

Range

£730k – £807k

Rent Estimate (pcm)

£4,250

£4k - £5k

Monthly

£4,250

Yield

15.69%

Verdict

Derived from HomePortfolio scores

1 Safflower Lane earns an INVESTIGATE rating with HP Score 76/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

73/ 100

High

Crime Score

24/ 100

Moderate

Walkability

60/ 100

Moderate

Transit & Bike

Transit 53Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£4,250/mo

Evidenced range £3,950-£4,550

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £1,845/mo
Cash on cash: 21.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£768,000

Rent Estimate (pcm)£4,250

Gross Yield15.69%

1y Growth-

3y Growth+1.3%

5y Growth+2.7%

10y Growth+2.7%

Last Sold Price£595,000 (2017-03-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RM3 0LN

Approval Rate

-12mo

Development

low

Y0245.26
Single storey rear extension with an overall depth of 5m, a maximum height of 3.30m, and an eaves height of 3m. (PRIOR APPROVAL)
Pending
D0422.26
Certificate of Lawfulness for loft conversion with rear dormer
Pending
Q0228.26
Construction of a two storey two-bed dwelling with parking and associated amenities following demolition of the existing garage, new crossover to front and a single/two storey rear extension to the existing dwelling at No. 112. Revised Plans Recvd 18/09/24, 19/09/24, 07/10/24, 08/10/24 & 15/10/24. P0960.24 Conditions(s) 2
Pending

View Planning Timeline