First Floor Flat, 4 The Strand, Saundersfoot, SA69 9ET

UPRN:10091646358Purpose Built Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: E (53)

Data freshness:Listing· freshRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

First Floor Flat, 4 The Strand, Saundersfoot, SA69 9ET

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£243,000

£194k - £291kLow

Estimate

£243k

Range

£194k – £291k

Rent Estimate (pcm)

£750

£700 - £850

Monthly

£750

Yield

1.89%

Verdict

Derived from HomePortfolio scores

First Floor Flat earns an INVESTIGATE rating with HP Score 71/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£850

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£1,084/mo
Cash on cash: -8.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.47 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£243,000

Rent Estimate (pcm)£750

Gross Yield1.89%

1y Growth-

3y Growth-1.1%

5y Growth+1.2%

10y Growth+4.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA69 9ET

Approval Rate

-12mo

Development

low

NP/26/0556/FUL
Single storey rear extension
Pending
NP/26/0525/FUL
Reprofiling of an agricultural enclosure, with raising of ground levels with excavated soils from adjacent residential development, for agricultural improvement, together with re-landscaping works
Pending
NP/26/0498/DOC
Discharge of condition No. 9 of NP/26/0074/FUL - Construction Traffic Management Plan (CTMP)
Conditions

View Planning Timeline