2 The Cottage, New Row, Kirkham, Preston, PR4 2XS

UPRN:10091659800Semi-Detached House3 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band CEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

2 The Cottage, New Row, Kirkham, Preston, PR4 2XS

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£200,000

£190k - £210kHigh

Estimate

£200k

Range

£190k – £210k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

5.70%

Verdict

Derived from HomePortfolio scores

2 The Cottage earns an INVESTIGATE rating with HP Score 70/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

77/ 100

High

Transit & Bike

Transit 10Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£199,950

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £62,785
Net cash flow: -£17/mo
Cash on cash: -0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£200,000

Rent Estimate (pcm)£950

Gross Yield5.70%

1y Growth-

3y Growth-0.8%

5y Growth+1.9%

10y Growth+2.7%

Last Sold Price£123,500 (2017-08-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PR4 2XS

Approval Rate

-12mo

Development

low

26/0567
PRIOR NOTIFICATION FOR DEMOLITION OF A BUILDING PURSUANT TO SCHEDULE 2, PART 11 OF THE TOWN AND COUNTRY PLANNING (GENERAL PERMITTED DEVELOPMENT) (ENGLAND) ORDER 2015 (AS AMENDED)
Pending
26/0529
CERTIFICATE OF LAWFULNESS FOR PROPOSED USE OF BUILDING AS A LIGHT ENGINEERING WORKSHOP, AND EXTERNAL ALTERATION OF THE BUILDING INCLUDING: 1) REPLACEMENT ROOF, 2) PROVISION OF SOLAR PANELS TO ROOF OF MAIN BUILDING, 3) REPLACEMENT OF GROUND FLOOR ROLLER SHUTTER TO REAR ELEVATION, 4) ROLLER SHUTTERED PEDESTRIAN ACCESS TO REAR YARD, 5) REPLACEMENT OF SOME WINDOWS WITH TIMBER EQUIVALENTS, 6) PARTIAL RENDERING OF SIDE ELEVATIONS OF MAIN BUILDING, 6) REPAIR OF BRICKWORK AND RAINWATER THROUGHOUT AND TIMBER DOOR TO FRONT ELEVATION
Pending
26/0507
ERECTION OF 6 NO. DWELLINGS
Pending

View Planning Timeline

Ownership

Corporate Ownership78%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-08-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,020

Population Density-

Owner Occupied46%

Age Distribution

0-15 16%16-64 65%65+ 19%

View Area Profile

Schools Nearby

Kirkham St Michael's Church of England Primary School
0.2 mi
Good
Kirkham Pear Tree School
0.2 mi
Outstanding
Carr Hill High School
0.3 mi
Inspected as Carr Hill High School (URN 119744) on 12 Mar 2024
Kirkham and Wesham Primary School
0.5 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 The Cottage New Row
-
£124k
-
The Cottage New Row
-
£160k
-
2 The Cottage New Row
-
£71k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN