88 Ashworth Road, Lytham St. Annes, FY8 2FW

UPRN:10091661753Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: B (82)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

88 Ashworth Road, Lytham St. Annes, FY8 2FW

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£272,000

£259k - £286kHigh

Estimate

£272k

Range

£259k – £286k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

5.03%

Verdict

Derived from HomePortfolio scores

88 Ashworth Road earns an INVESTIGATE rating with HP Score 57/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

62/ 100

Elevated

Walkability

33/ 100

Mixed

Transit & Bike

Transit 25Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£274,350

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £87,323
Net cash flow: -£130/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£272,000

Rent Estimate (pcm)£1,150

Gross Yield5.03%

1y Growth+18.8%

3y Growth+1.2%

5y Growth+2.6%

10y Growth+2.9%

Last Sold Price£199,995 (2019-07-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0FY8 2FW

Approval Rate

-12mo

Development

low

26/0588
RETROSPECTIVE APPLICATION FOR INSTALLATION OF FIRE ESCAPE STAIRCASE TO REAR OF BUILDING INCLUDING INSERTION OF DOORWAY TO FIRST FLOOR AND ALTERATION TO SIZE OF FIRST FLOOR WINDOW
Pending
26/0498
Conversion of existing attached garage to provide ancillary residential accommodation for a disabled family member, together with associated external alterations
Pending
26/0497
Erection of a single storey side and rear extension.
Pending

View Planning Timeline