174 Gloucester Road, Cheltenham, GL51 8NR

UPRN:10091670319Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band CEPC: B (85)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

174 Gloucester Road, Cheltenham, GL51 8NR

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£389,000

£369k - £408kHigh

Estimate

£389k

Range

£369k – £408k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

5.38%

Verdict

Derived from HomePortfolio scores

174 Gloucester Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (25/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

25/ 100

Low

Transit & Bike

Transit 36Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£390,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,600-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £127,800
Net cash flow: -£105/mo
Cash on cash: -1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£389,000

Rent Estimate (pcm)£1,750

Gross Yield5.38%

1y Growth-88.6%

3y Growth+0.0%

5y Growth+2.3%

10y Growth+3.7%

Last Sold Price£300,000 (2018-03-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1GL51 8NR

Approval Rate

100%12mo

Development

low

26/01801/CACN
1: Reduce 4x small conifer trees down to just below the wall line, 2: Top small hedge line level and reduced by around 6", 3: Reduce cherry by 1/3 , remove any over hang to the next doors property. All cuts to be to BS3998, 4: Side up all trees and bushes along fence and garage line back the fence line, 5: Reduce apple tree by 1/3 , all cuts to be to BS3998.
Approved
26/01786/DISCON
Discharge of condition 3 (Design Details) of granted listed building consent 25/02034/LBC
Pending
26/01798/CACN
1: Row of purple plum trees to be reduced by 6ft , trees are to remain as a screen from properties behind. 2: Small stump to be removed and eco plugged at ground level. 3: Small thorn tree in front garden to be removed and eco plugged. 4: Bay hedge to be reduced and shaped to 1ft below wall height. 5: All waste to be chipped and removed from site leaving the site clean and tidy free of all debris.
Approved

View Planning Timeline