69 Union Road, Low Moor, Bradford, BD12 0DF

UPRN:10091674107Semi-Detached House3 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band CEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

69 Union Road, Low Moor, Bradford, BD12 0DF

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£274,000

£260k - £287kHigh

Estimate

£274k

Range

£260k – £287k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

7.85%

Verdict

Derived from HomePortfolio scores

69 Union Road earns an INVESTIGATE rating with HP Score 70/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (59/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

59/ 100

Moderate

Transit & Bike

Transit 34Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,700-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: £318/mo
Cash on cash: 4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£274,000

Rent Estimate (pcm)£1,800

Gross Yield7.85%

1y Growth+29.3%

3y Growth+5.7%

5y Growth+5.1%

10y Growth+4.3%

Last Sold Price£143,000 (2014-11-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD12 0DF

Approval Rate

-12mo

Development

low

24/02887/SUB10
Submission of details required by condition 14 (Flood Risk Mitigation) of planning permission 24/02887/MAF
Pending
26/02264/HOU
Two-storey side extension with open terrace/balcony to first floor and two rear dormers (retrospective)
Pending
26/02952/HOU
Part single storey part double storey rear extension and front porch
Pending

View Planning Timeline

Ownership

Corporate Ownership76.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-11-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density5,652 /km²

Owner Occupied60%

Age Distribution

0-15 15%16-64 59%65+ 26%

View Area Profile

Schools Nearby

Hill Top CofE Primary School
0.3 mi
Good
St Winefride's Catholic Primary School, A Voluntary Academy
0.3 mi
Inspected as St Winefride's Catholic Primary School (URN 107331) on 13 Mar 2013
St Paul's CofE Primary School
0.4 mi
-
Broadbeck Learning Centre
0.5 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

80 Union Road
-
£145k
-
58 Union Road
-
£170k
-
63 Union Road
-
£160k
-
82 Union Road
-
£148k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN