Rosemary Cottage, 43B Simplemarsh Road, Addlestone, KT15 1QH

UPRN:10092963600Detached House4 bedsBuilt 2020

FreeholdCouncil Tax: Band GEPC: B (84)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Rosemary Cottage, 43B Simplemarsh Road, Addlestone, KT15 1QH

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£550,000

£523k - £578kHigh

Estimate

£550k

Range

£523k – £578k

Rent Estimate (pcm)

£2,700

£3k - £3k

Monthly

£2,700

Yield

5.89%

Verdict

Derived from HomePortfolio scores

Rosemary Cottage earns an INVESTIGATE rating with HP Score 77/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

75/ 100

High

Transit & Bike

Transit 24Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,500-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £13/mo
Cash on cash: 0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.45 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£550,000

Rent Estimate (pcm)£2,700

Gross Yield5.89%

1y Growth-34.3%

3y Growth-0.8%

5y Growth+0.5%

10y Growth+1.6%

Last Sold Price£620,000 (2022-01-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1KT15 1QH

Approval Rate

100%12mo

Development

low

RU.26/1430
Erection of single storey flat roof rear/side extension, and first floor rear extension.
Pending
RU.26/1431
Section 73 application to remove Condition 1 (terms of permission) to remove the requirement that the building's permission is granted soley for the benefit of Weybourne Community National Health Service Trust, of permission RU.93/0048
Pending
RU.26/1485
Details pursuant to discharge condition 5 (Cycle storage) and 8 (Boundary treatment) of application RU.26/0819 for the: Removal/variation of Condition 2 (drawings) of planning permission RU.26/0148 Conversion of a single dwelling house into two self-contained flats, single-storey rear extension, provision of refuse and cycle storage.
Pending

View Planning Timeline

Ownership

Corporate Ownership60.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-01-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,203

Population Density3,678 /km²

Owner Occupied76%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

St Paul's CofE Primary School
0.1 mi
Good
Jubilee High School
0.2 mi
Good
Sayes Court School
0.5 mi
Good
Holy Family Catholic Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9A Simplemarsh Road
-
£285k
-
37 Simplemarsh Road
-
£530k
-
3 Simplemarsh Road
-
£4.10M
-
43A Simplemarsh Road
-
£620k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN