Flat, Penybont Inn, Hebron, Whitland, SA34 0XP

UPRN:10092968889Flat/MaisonetteBeds -Built before 1900

FreeholdCouncil Tax: -EPC: E (46)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat, Penybont Inn, Hebron, Whitland, SA34 0XP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£142,000

£113k - £170kLow

Estimate

£142k

Range

£113k – £170k

Rent Estimate (pcm)

£350

£300 - £400

Monthly

£350

Yield

2.27%

Verdict

Derived from HomePortfolio scores

Flat earns an INVESTIGATE rating with HP Score 65/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£350/mo

Evidenced range £300-£400

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: -£382/mo
Cash on cash: -7.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.56 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£142,000

Rent Estimate (pcm)£350

Gross Yield2.27%

1y Growth+61.2%

3y Growth+2.8%

5y Growth+0.1%

10y Growth+6.0%

Last Sold Price£250,000 (2022-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA34 0XP

Approval Rate

-12mo

Development

low

PL/10988
Proposed replacement agricultural barn plus proposed erection of additional barn for use as dog kennels (rescue dogs) and associated works
Pending
PL/10734
Discharge of Condition 3 on PL/07434 (Site Location Plan, Biodiversity Enhancement Plan and Biodiversity Enhancement Scheme)
Conditions
PL/07434
Proposed barn conversion and extension to a residential dwelling
Approved

View Planning Timeline