23 Bannister Way, Leybourne, West Malling, ME19 5GQ

UPRN:10092970504Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: B (87)

Data freshness:Planning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

23 Bannister Way, Leybourne, West Malling, ME19 5GQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£614,000

£583k - £644kHigh

Estimate

£614k

Range

£583k – £644k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

13.07%

Verdict

Derived from HomePortfolio scores

23 Bannister Way earns an INVESTIGATE rating with HP Score 66/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 4Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,200-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: £937/mo
Cash on cash: 15.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.23 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£614,000

Rent Estimate (pcm)£2,450

Gross Yield13.07%

1y Growth-1.0%

3y Growth-1.2%

5y Growth+1.1%

10y Growth+2.1%

Last Sold Price£605,000 (2025-01-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1ME19 5GQ

Approval Rate

-12mo

Development

low

26/01786/TPOC
1 x Sycamore - (T1 applicant reference) Reduce the crown by 2-2.5m to maintain size for location and improve overall balance at land opposite 19 Orpine Avenue. standing in G11 of TPO
Pending
26/01732/FL
Two storey side extension with front porch and single storey rear extension
Pending
26/01615/TNCA
1 x Silver Birch (applicants ref. T1) - Reduce height to 9m and radial spread to 3m. 1 x Pine (applicants ref. T2) - Reduce the overly extended lateral on the eastern side of the canopy by 2 meters to the existing canopy profile. Mixed species hedge (applicants ref. H1) - Fell. Lilac hedge (applicants ref. H2) - Reduce height to 3m from ground level.
Approved

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-01-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,106

Population Density734 /km²

Owner Occupied88%

Age Distribution

0-15 18%16-64 58%65+ 24%

View Area Profile

Schools Nearby

Valley Invicta Primary School At Leybourne Chase
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Rosewood School
0.3 mi
Good
Ryarsh Primary School
0.5 mi
Good
Leybourne, St Peter and St Paul Church of England Primary Academy
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

21 Bannister Way
-
£470k
-
23 Bannister Way
-
£605k
-
17 Bannister Way
-
£205k
-
17 Bannister Way
-
£220k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN