8 Bownder Hynshorn, Truro, TR1 2GS

UPRN:10093024668Purpose Built Flat2 bedsBuilt 2022

LeaseholdCouncil Tax: Band BEPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£207,000

£166k - £248kLow

Estimate

£207k

Range

£166k – £248k

Rent Estimate (pcm)

£850

£750 - £900

Monthly

£850

Yield

4.08%

Verdict

Derived from HomePortfolio scores

8 Bownder Hynshorn earns an INVESTIGATE rating with HP Score 74/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (59/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

59/ 100

Moderate

Transit & Bike

Transit 18Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: -£255/mo
Cash on cash: -3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£207,000

Rent Estimate (pcm)£850

Gross Yield4.08%

1y Growth-

3y Growth-0.8%

5y Growth+1.1%

10y Growth+2.3%

Last Sold Price£239,500 (2021-12-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TR1 2GS

Approval Rate

-12mo

Development

low

PA26/06594
Replacement of all single glazed wooden sliding sash windows with heritage style double glazed uPVC sliding sash, wood effect in anthracite grey; replacement of existing living room window (rear of property) with a set of aluminium double glazed heritage style French doors in anthracite grey; replacement of back door with a timber composite door and replacement of front door with a new timber door
Pending
PA26/06974
Refurbishment & Conversion of an Existing Grade II Listed Building with a Material Change of Use, From Class E (Whole Building) to Class E (Ground Floor) and Class C3 (First & Second Floor).
Pending
PA26/06975
Listed Building Consent for Refurbishment & Conversion of an Existing Grade II Listed Building with a Material Change of Use, From Class E (Whole Building) to Class E (Ground Floor) and Class C3 (First & Second Floor).
Pending

View Planning Timeline