Mowbray View, Grewelthorpe, Ripon, HG4 3BS

UPRN:10093033799Detached House2 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Mowbray View, Grewelthorpe, Ripon, HG4 3BS

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£450,000

£428k - £473kHigh

Estimate

£450k

Range

£428k – £473k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Mowbray View earns an INVESTIGATE rating with HP Score 65/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

13/ 100

Low

Transit & Bike

Transit 4Bike 7

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£273/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£450,000

Rent Estimate (pcm)£1,800

Gross Yield4.80%

1y Growth-

3y Growth+1.2%

5y Growth+1.4%

10y Growth+3.5%

Last Sold Price£306,000 (2018-06-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

2HG4 3BS

Approval Rate

-12mo

Development

low

26/05586/FUL
Householder consent for single storey timber ancillary framed garden room
Pending
26/04547/FUL
Conversion of existing ancillary annexe accommodation to short-term holiday let accommodation
Pending
25/03389/TCON
Fell 2 no. Birch and 1 no. Sycamore. Pollarding of 15 no. Sessile Oak and 7no. Small-leaved Lime. Coppicing scrub species between Fisher Hall and river view. Coppicing of Hazel, Wych Elm, Hawthorn, Holly and scrub along 300m length and 6m width corridor between Fisher Hall and The Ruin. Crown lift 2 no. Beech, within Hackfall Conservation Area
Decided

View Planning Timeline

Ownership

Corporate Ownership75.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-06-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied70%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Grewelthorpe Church of England Primary School
0.0 mi
-
Kirkby Malzeard Church of England Primary School
1.1 mi
Good
Masham CofE Primary School
2.8 mi
Inspected as Masham CofE VA Primary School (URN 121613) on 30 Jan 2024
St Nicholas Church of England Primary School, West Tanfield
2.9 mi
Good

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Maryfield Farm
-
£595k
-
Highfield House
-
£750k
-
The Crown Inn
-
£330k
-
Green Bank
-
£780k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN