Apartment 47, 23 Albert Embankment, London, SE1 7GG

UPRN:10093058905Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: Band GEPC: B (85)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Apartment 47, 23 Albert Embankment, London, SE1 7GG

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,476,000

£1.18M - £1.77MLow

Estimate

£1.48M

Range

£1.18M – £1.77M

Rent Estimate (pcm)

£6,950

£6k - £8k

Monthly

£6,950

Yield

5.56%

Verdict

Derived from HomePortfolio scores

Apartment 47 earns an INVESTIGATE rating with HP Score 65/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

73/ 100

High

100

Crime Score

100/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Transit 93Bike 76

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -91.3%, £/sqft -91.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.1%· as of 30 Oct 2026
Rental economics3.8/40
gross yield 5.6%; range width penalty ×0.85
- valuation_snapshotsrent estimate 6950/mo (range 6350-7550)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,142/mo, -31% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 30 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity9.2/15
555 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,125,000£1,725,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£6,950/mo

Evidenced range £6,350-£7,550

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£251/mo
Cash on cash: -0.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.1%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 6950/mo (range 6350-7550)Rental economics · as of 10 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6950/mo (range 6350-7550)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 30 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,476,000

Rent Estimate (pcm)£6,950

Gross Yield5.56%

1y Growth-12.6%

3y Growth-7.8%

5y Growth-4.1%

10y Growth-1.2%

Last Sold Price£1,813,000 (2018-01-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0SE1 7GG

Approval Rate

-12mo

Development

low

26/03163/LB
Application for Listed Building Consent for internal alteration including removal of internal partitions and a door, reposition of staircase and amending of kitchen layout.
Pending
26/03119/TCA
London Plane Trees (T0613, T0614, T0615, T0616, T0617, T0618, T0619, T0620, T0621, T0622, T1231, T1232, T1233, T1234, T1235, T1236, T1237, T1247, T1248, T1249, T1250, T1251, T1252, T1253, T1254, T1255, T1257, T1258, T1259, T1261, T1262, T1263, T1264, T1265, T1266, T1267, T1268, T1269, T1270, T1271, T1272, T1273, T1274, T1275, T1276, T1277, T1278, T1279, T1280, T1281, T1282, T1283, T1284) - Pollard to obtain a height of 12.0m and a lateral spread of 4.0m. London Plane Trees (T1217, T1218, T1219, T1220, T1221, T1222, T1223, T1224, T1225, T1226, T1227, T1228, T1229, T1230) - Pollard to obtain a height of 10.0-12.0m and a lateral spread of 4.0-6.0m.
Pending
26/03122/TCA
T1 - Acer sp. - Reduce by 1m from branch tips back to previous points
Pending

View Planning Timeline