Flat 29, 51 Bridge Road East, Welwyn Garden City, AL7 1JR

UPRN:10093071180Purpose Built Flat2 bedsBuilt -

LeaseholdCouncil Tax: Band DEPC: B (83)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

Flat 29, 51 Bridge Road East, Welwyn Garden City, AL7 1JR

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£336,000

£320k - £353kHigh

Estimate

£336k

Range

£320k – £353k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

6.88%

Verdict

Derived from HomePortfolio scores

Flat 29 earns an INVESTIGATE rating with HP Score 71/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

49/ 100

Elevated

Walkability

74/ 100

High

Transit & Bike

Transit 24Bike 58

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -1.2% (HIGH), sold-comps -4.9%, £/sqft -5.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 10093071180· as of 11 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.8%· as of 31 Oct 2026
Rental economics14.2/40
gross yield 6.9%; range width penalty ×0.94
- valuation_snapshotsrent estimate 1950/mo (range 1800-2050)· as of 11 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -131/mo, -7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 41 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.7/15
324 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£255,000£391,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: £202/mo
Cash on cash: 2.2%
Score at this price: 29

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093071180Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.8%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 1950/mo (range 1800-2050)Rental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1950/mo (range 1800-2050)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£336,000

Rent Estimate (pcm)£1,950

Gross Yield6.88%

1y Growth-73.0%

3y Growth+0.8%

5y Growth+2.5%

10y Growth+2.0%

Last Sold Price£337,000 (2020-10-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1AL7 1JR

Approval Rate

-12mo

Development

low

6/2026/1986/EM
Erection of one two-storey, two-bedroom end-of-terrace dwelling with a single-storey rear projection and front porch; removal of metal shed; subdivision of gardens, boundary treatments, hard and soft landscaping, and associated bin and cycle storage
Pending
6/2026/1937/HOUSE
Erection of front porch
Pending
6/2026/1931/PN29
Conversion of existing offices to 45 residential units
Pending

View Planning Timeline

Ownership

Corporate Ownership40.7%
Overseas OwnershipNo
Lease Term Remaining117 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-10-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,805

Population Density1,998 /km²

Owner Occupied25%

Age Distribution

0-15 14%16-64 77%65+ 9%

View Area Profile

Schools Nearby

Peartree Primary School
0.4 mi
Inspected as Peartree Primary School (URN 117172) on 11 Feb 2016
Ludwick Nursery School
0.5 mi
Outstanding
Holwell Primary School
0.5 mi
Good
Panshanger Primary School
0.6 mi
Good

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

51 Bridge Road East
-
£99k
-
51 Bridge Road East
-
£245k
-
51 Bridge Road East
-
£252k
-
Milan House Bridge Road East
-
£2.15M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN