1 Chorlton Villas, 105 Hardy Lane, Manchester, M21 8DN

UPRN:10093074776Semi-Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: B (89)

Data freshness:Planning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

1 Chorlton Villas, 105 Hardy Lane, Manchester, M21 8DN

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£559,000

£531k - £587kHigh

Estimate

£559k

Range

£531k – £587k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

5.81%

Verdict

Derived from HomePortfolio scores

1 Chorlton Villas earns an INVESTIGATE rating with HP Score 75/100. Investment score 69/100 reflects moderate fundamentals. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

No data

Walkability

72/ 100

High

Transit & Bike

Transit 27Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£485,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,150-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £161,050
Net cash flow: -£10/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£559,000

Rent Estimate (pcm)£2,350

Gross Yield5.81%

1y Growth+71.9%

3y Growth+2.3%

5y Growth+4.8%

10y Growth+5.3%

Last Sold Price£385,000 (2017-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1M21 8DN

Approval Rate

100%12mo

Development

low

OTH-2026-002113
Proposed tree works - T1 Conifer and T2 Conifer reduce height by 4 metres.
Pending
NOT-2026-002088
Proposed felling of (T1) Silver Birch.
Pending
PLA-2026-001643
Erection of single-storey side and rear extension following demolition of the existing conservatory and alterations to existing ground floor extension roof with elevational alterations.
Pending

View Planning Timeline

Ownership

Corporate Ownership45%
Overseas OwnershipNo
Lease Term Remaining113 yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

23 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density-

Owner Occupied47%

Age Distribution

0-15 21%16-64 67%65+ 12%

View Area Profile

Schools Nearby

Brookburn Community School
0.4 mi
Good
Chorlton Park Primary
0.4 mi
Good
Barlow Hall Primary School
0.5 mi
Inspected as Barlow Hall Primary School (URN 105484) on 20 Nov 2012
Manchester Secondary PRU
0.6 mi
Requires improvementConcerns

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Chorlton Villas, 105 Hardy Lane
-
£520k
-
Chorlton Villas 105 Hardy Lane
-
£1.35M
-
Chorlton Villas, 105 Hardy Lane
-
£549k
-
Chorlton Villas, 105 Hardy Lane
-
£553k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN