292 Saddlebrook Park, Warden Bay Road, Leysdown, ME12 4LT

UPRN:10093086355Detached Bungalow2 bedsBuilt -

Tenure: -Council Tax: Band AEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

292 Saddlebrook Park, Warden Bay Road, Leysdown, ME12 4LT

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£116,000

£93k - £140kLow

Estimate

£116k

Range

£93k – £140k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

5.50%

Verdict

Derived from HomePortfolio scores

292 Saddlebrook Park earns an INVESTIGATE rating with HP Score 45/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is elevated. Walkability is limited (19/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

45/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

62/ 100

Elevated

Walkability

19/ 100

Low

Transit & Bike

Transit 5Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics3.3/40
gross yield 5.5%; range width penalty ×0.84
- valuation_snapshotsrent estimate 550/mo (range 500-600)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -364/mo, -66% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 30 Oct 2026
Risk & liquidity9.1/15
429 sales/12mo in area; valuation range width 41%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: -£24/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 550/mo (range 500-600)Rental economics · as of 10 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 550/mo (range 500-600)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£116,000

Rent Estimate (pcm)£550

Gross Yield5.50%

1y Growth-

3y Growth-1.3%

5y Growth+0.8%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0ME12 4LT

Approval Rate

-12mo

Development

low

26/503056/FULL
Erection of a single storey linked extension to an existing building, accommodating 6 additional care bedrooms, with associated landscaping and parking facilities.
Pending
26/502509/FULL
Installation of childrens play equipment. (Retrospective)
Approved
26/502249/FULL
Demolition of rear stores and erection of a part two storey, part single storey rear extension to create1 no. one-bedroom flat and 2 no. two-bedroom flats. Erection of a single storey side extension to provide store room.
Pending

View Planning Timeline

Ownership

Corporate Ownership80.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,647

Population Density-

Owner Occupied65%

Age Distribution

0-15 14%16-64 53%65+ 33%

View Area Profile

Schools Nearby

St. Clement's CofE Primary School
0.3 mi
-
Curly's Farm and School
0.4 mi
-
Eastchurch Church of England Primary School
2.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Georges CofE (Aided) Primary School
4.0 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Saddlebrook Holiday Camp Warden Bay Road
-
£15k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN