Cherry Tree House, Hinckley Road, Stoke Golding, Nuneaton, CV13 6HT

UPRN:10093104122Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: B (85)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Cherry Tree House, Hinckley Road, Stoke Golding, Nuneaton, CV13 6HT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,180,000

£1.12M - £1.24MHigh

Estimate

£1.18M

Range

£1.12M – £1.24M

Rent Estimate (pcm)

£3,950

£3k - £4k

Monthly

£3,950

Yield

3.95%

Verdict

Derived from HomePortfolio scores

Cherry Tree House earns an INVESTIGATE rating with HP Score 69/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

24/ 100

Low

Transit & Bike

Transit 9Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.7% (HIGH), sold-comps -19.2%, £/sqft -19.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10093104122· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.6%· as of 31 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.69
- valuation_snapshotsrent estimate 3950/mo (range 3450-4450)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,289/mo, -58% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 176 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
125 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£900,000£1,380,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,200,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,450-£4,450

Interest rate5.4%

Loan to value75%

Cash required: £425,050
Net cash flow: -£1,315/mo
Cash on cash: -3.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093104122Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.6%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 3950/mo (range 3450-4450)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3950/mo (range 3450-4450)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 176 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,180,000

Rent Estimate (pcm)£3,950

Gross Yield3.95%

1y Growth-

3y Growth-2.2%

5y Growth+1.4%

10y Growth+2.8%

Last Sold Price£770,000 (2017-05-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CV13 6HT

Approval Rate

-12mo

Development

low

26/00549/DISCON
Application to discharge condition 20 (programme of archaeological work) attached to planning permission 20/00779/OUT
Approved
26/00527/HOU
Proposed single storey rear extension
Approved
26/00510/FUL
Erection of a roof mounted solar array and associated works
Pending

View Planning Timeline

Ownership

Corporate Ownership81.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-05-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,591

Population Density278 /km²

Owner Occupied83%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Saint Martin's Catholic Voluntary Academy
0.1 mi
Inspected as Saint Martin's Catholic School, Stoke Golding (URN 120305) on 18 Mar 2008
St Margaret's Church of England Primary School, Stoke Golding
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Hollycroft Primary School
1.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Redmoor Academy
1.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Cherry Tree House
-
£770k
-
Stoke Lodge
-
£825k
-
Stoke Lodge
-
£840k
-
Stoke Lodge
-
£810k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN