4 White Rock Close, Paignton, TQ4 7FX

UPRN:10093140435Semi-Detached House3 bedsBuilt 2012 onwards

FreeholdCouncil Tax: Band CEPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£302,000

£287k - £317kHigh

Estimate

£302k

Range

£287k – £317k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.38%

Verdict

Derived from HomePortfolio scores

4 White Rock Close earns an INVESTIGATE rating with HP Score 58/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

56/ 100

Elevated

Walkability

37/ 100

Mixed

Transit & Bike

Transit 26Bike 42

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 22% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +22.2% (HIGH), sold-comps +5.2%, £/sqft +5.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10093140435· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.8%· as of 6 Nov 2026
Rental economics9.7/40
gross yield 6.4%; range width penalty ×0.88; the estimate this rent rides on sits 22% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1250/mo (range 1150-1350)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -203/mo, -16% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 286 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.7/15
284 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£176,000£270,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: £72/mo
Cash on cash: 1.2%
Score at this price: 27

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093140435Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.8%Valuation edge · as of 6 Nov 2026
valuation_snapshotsrent estimate 1250/mo (range 1150-1350)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 22% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1250/mo (range 1150-1350)
Rental economics needs verification before you rely on it
sale estimate 22% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£302,000

Rent Estimate (pcm)£1,250

Gross Yield6.38%

1y Growth-

3y Growth-2.5%

5y Growth+1.2%

10y Growth+2.8%

Last Sold Price£204,500 (2015-12-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TQ4 7FX

Approval Rate

-12mo

Development

low

AT/2026/0256
T1 & T2 - 2x Red Oak Trees (Quercus rubra) - Crown lift by removing secondary and sub-lateral branch growth only, to provide a vertical clearance of approximately 6.0 m between ground level and the lowest foliage tips, thereby achieving the desired clearance above the adjacent property & garden area All works shall retain the natural form of the crown and avoid the creation of large pruning wounds. Individual pruning wounds shall not exceed 60 mm in diameter. All cuts shall be made at suitable growth points in accordance with BS 3998:2010 Tree Work - Recommendations. The proposed works are considered necessary to provide appropriate clearance between the lower canopy of the two Red Oak trees and the adjacent property and garden area, while also improving natural light levels reaching the property and associated garden. The works are limited to a selective crown lift to approx 6.0m above ground level, achieved through the removal of secondary and sub-lateral branch growth only. No significant primary branches are proposed for removal and individual pruning wounds will not exceed approx 60mm in diameter.
Pending
AT/2026/0257
T12 - 1x Common Ash Fraxinus excelsior What3Words Location ///ultra.clay.utter Remove tree to ground level. T14 - 1x Elm Tree Ulmus sp. What3Words Location ///florists.stooping.tempting Fell tree to ground level. T1631 - 1x Common Ash Trees Fraxinus excelsior What3Words Location ///bicker.mouse.valuables Sectionally dismantle, fell, and remove to ground level using appropriate rigging and lowering techniques where necessary to ensure the safe and controlled removal of all sections in accordance with industry best practice. T15 - 1x Scots Pine (Pinus sylvestris) ///footballers.such.press Sectionally dismantle, fell, and remove to ground level using appropriate rigging and lowering techniques where necessary to ensure the safe and controlled removal of all sections in accordance with industry best practice. Wood chippings arising from the works shall be spread neatly within the adjacent woodland area where appropriate. All logwood and excess arising material shall be removed from site. See report and schedules for reasons
Pending
P/2026/0549
Formation of single-storey flat roof rear extension with bi-fold doors and retaining wall in rear garden
Pending

View Planning Timeline