39A Church Street, Runcorn, WA7 1LX

UPRN:10093158453Flat/MaisonetteBeds -Built 1900-1929

Tenure: -Council Tax: -EPC: F (28)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£99,000

£79k - £119kLow

Estimate

£99k

Range

£79k – £119k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

2.84%

Verdict

Derived from HomePortfolio scores

39A Church Street earns an INVESTIGATE rating with HP Score 53/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

63/ 100

Elevated

Walkability

24/ 100

Low

Transit & Bike

Transit 17Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: -£478/mo
Cash on cash: -6.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.70 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£99,000

Rent Estimate (pcm)£650

Gross Yield2.84%

1y Growth-

3y Growth+2.0%

5y Growth+4.0%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WA7 1LX

Approval Rate

-12mo

Development

low

26/00419/TPO
Proposed work to trees covered by TPO 067: Sycamore Tree (T7) fell due to age / potential danger and Sycamore Tree (T8) work to remove boughs that are encroaching onto neighbouring property at
Pending
26/00393/COU
Proposed change of use of the existing industrial premises (Use Class B2) to retail premises (Use Class E) along with the installation of a new shop frontage at
Pending
26/00401/COU
Proposed change of use from a former therapy centre (Use Class E) to a single dwellinghouse (Use Class C3) including internal alterations at
Pending

View Planning Timeline

Ownership

Corporate Ownership68.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,819

Population Density4,225 /km²

Owner Occupied26%

Age Distribution

0-15 17%16-64 70%65+ 13%

View Area Profile

Schools Nearby

Runcorn All Saints CofE Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Victoria Road Primary School
0.4 mi
Good
St Edward's Catholic Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Widnes Academy
0.5 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

47A Church Street
-
£110k
-
45 Church Street
-
£133k
-
19 - 23 Church Street
-
£40k
-
25 Church Street
-
£160k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN