10 Ambleside Court, 87 Ambleside Drive, Southend-on-Sea, SS1 2UP

UPRN:10093160343Flat/MaisonetteBeds -Built 1996-2002

LeaseholdCouncil Tax: -EPC: C (80)

Data freshness:Planning· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

10 Ambleside Court, 87 Ambleside Drive, Southend-on-Sea, SS1 2UP

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£204,000

£184k - £225kMedium

Estimate

£204k

Range

£184k – £225k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

7.43%

Verdict

Derived from HomePortfolio scores

10 Ambleside Court earns an INVESTIGATE rating with HP Score 77/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

76/ 100

High

Crime Score

42/ 100

Elevated

Walkability

87/ 100

Excellent

Transit & Bike

Transit 20Bike 56

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesLead to verifyListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM -2.9% (MEDIUM), sold-comps +5.4%, £/sqft +5.4%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10093160343· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 19%· as of 10 Nov 2026
Rental economics18.8/40
gross yield 7.4%; range width penalty ×0.97
- valuation_snapshotsrent estimate 1300/mo (range 1200-1350)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -60/mo, -5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 65 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
308 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£157,500£241,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£210,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £66,000
Net cash flow: £191/mo
Cash on cash: 3.5%
Score at this price: 34

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093160343Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 19%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 1300/mo (range 1200-1350)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1300/mo (range 1200-1350)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£204,000

Rent Estimate (pcm)£1,300

Gross Yield7.43%

1y Growth+2.1%

3y Growth+3.0%

5y Growth+3.0%

10y Growth+4.1%

Last Sold Price£193,000 (2023-10-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2SS1 2UP

Approval Rate

100%12mo

Development

low

26/01426/CLE
Use outbuilding as storage and home office incidental to main dwelling (certificate of lawful development - existing)
Pending
26/01414/AD
Application for approval of details pursuant to condition 10 (site remediation scheme and risk assessment) of planning permission 25/00191/FUL dated 19/06/2025
Pending
26/01384/AD
Application for Approval of Details pursuant to condition 08 (Energy Efficiency and Sustainability Measures) of planning permission 26/00412/FUL dated 27.05.2026
Pending

View Planning Timeline

Ownership

Corporate Ownership51.1%
Overseas OwnershipNo
Lease Term Remaining105 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-10-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,594

Population Density-

Owner Occupied42%

Age Distribution

0-15 19%16-64 69%65+ 12%

View Area Profile

Schools Nearby

Sacred Heart Catholic Primary School
0.1 mi
GoodConcerns
Porters Grange Primary School and Nursery
0.3 mi
Good
Bournemouth Park Academy
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hamstel Infant School and Nursery
0.6 mi
Inspected as Hamstel Infant School and Nursery (URN 114771) on 21 May 2013

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Ambleside Court, 87 Ambleside Drive
-
£160k
-
Ambleside Court, 87 Ambleside Drive
-
£165k
-
Ambleside Court, 87 Ambleside Drive
-
£220k
-
Ambleside Court, 87 Ambleside Drive
-
£193k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN