Cottage, Bretts Rolls Park, High Road, Chigwell, IG7 6DL

UPRN:10093184858Detached Property5 bedsBuilt -

Tenure: -Council Tax: -EPC: -

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Cottage, Bretts Rolls Park, High Road, Chigwell, IG7 6DL

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£8,109,000

£6.49M - £9.73MLow

Estimate

£8.11M

Range

£6.49M – £9.73M

Rent Estimate (pcm)

£32,800

£30k - £36k

Monthly

£32,800

Yield

9.84%

Verdict

Derived from HomePortfolio scores

Cottage earns an INVESTIGATE rating with HP Score 62/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

31/ 100

Mixed

Transit & Bike

Transit 3Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
estimate implies a 51% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,000,000

At the asking price

Monthly rent£32,800/mo

Evidenced range £30,050-£35,550

Interest rate5.4%

Loan to value75%

Cash required: £1,595,050
Net cash flow: £9,208/mo
Cash on cash: 6.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£8,109,000

Rent Estimate (pcm)£32,800

Gross Yield9.84%

1y Growth-

3y Growth+0.0%

5y Growth+1.0%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3IG7 6DL

Approval Rate

50%12mo

Development

low

EPF/2093/26
Approval of Details Reserved by Conditions 4 Bat Strategy and 7 Construction Method Statement of EPF/1681/19 (Construction of new Chigwell Primary Academy School, followed by demolition of existing buildings and creation of new playing field and playground, together with residential development comprising 59 number dwellings, together with car parking, garden spaces, vehicular access from High Road (A113), external landscaping and associated development).
Pending
EPF/1771/26/DOV
Deed of Variation to s106 Legal Agreement attached to EPF/1681/19 (Construction of new Chigwell Primary Academy school, followed by demolition of existing buildings and creation of new playing field and playground, together with residential development comprising 59 number dwellings, together with car parking, garden spaces, vehicular access from High Road (A113), external landscaping and associated development) (Resubmission of EPF/1100/26/DOV).
Approved
EPF/1740/26
Chigwell Village Conservation Area T1, T2: Lawsons Elwoodii - Fell. T3: Thuja - Fell. T4: Leylandi - Fell. T5, T7: Beech - Fell.
Approved

View Planning Timeline