23A Laburnum Grove, St. Albans, AL2 3HQ

UPRN:10093189383Detached House2 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: B (83)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£672,000

£639k - £706kHigh

Estimate

£672k

Range

£639k – £706k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

4.71%

Verdict

Derived from HomePortfolio scores

23A Laburnum Grove earns an INVESTIGATE rating with HP Score 78/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

50/ 100

Moderate

Transit & Bike

Transit 11Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£699,950

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,500-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £236,283
Net cash flow: -£458/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£672,000

Rent Estimate (pcm)£2,750

Gross Yield4.71%

1y Growth-38.2%

3y Growth-0.6%

5y Growth+1.7%

10y Growth+2.8%

Last Sold Price£590,000 (2021-06-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2AL2 3HQ

Approval Rate

0%12mo

Development

low

5/2026/1645
Provision of single storey front and rear and two storey side extensions. Alterations to fenestration to front and rear elevations and rendering following demolition of existing garage.
Pending
5/2026/1614
Proposed front and side addition to the ground floor and first floor storey with internal alterations to the layout. Porch to the front elevation
Pending
5/2026/1577
Non Material Amendment - Change external material of ground floor rear extension to facing brickwork, change external material at first floor flank wall to render, change ground floor external material to brickwork to side elevations and first floor exist
Rejected

View Planning Timeline