Flat 1, 27–29 Market Place, Kendal, LA9 4TP

UPRN:10093234191Converted Flat1 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: E (39)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Flat 1, 27–29 Market Place, Kendal, LA9 4TP

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£115,000

£109k - £121kHigh

Estimate

£115k

Range

£109k – £121k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

6.26%

Verdict

Derived from HomePortfolio scores

Flat 1 earns an INVESTIGATE rating with HP Score 59/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

94/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 2Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£115,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £35,800
Net cash flow: £27/mo
Cash on cash: 0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.55 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£115,000

Rent Estimate (pcm)£600

Gross Yield6.26%

1y Growth-

3y Growth-0.3%

5y Growth+2.6%

10y Growth+3.8%

Last Sold Price£290,000 (2020-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0LA9 4TP

Approval Rate

-12mo

Development

low

2026/2084/HOU
Single storey rear extension
Pending
2026/2054/TCA
Notification under Section 211 for works to trees in a conservation area comprising Wellingtonia - cracked branch removal. Copper Beach - Crown lift and up to 3m reduction. Western Red Ceder x2, English Yew, Silverbirch - to Crown lift to 5.2m over road & 2.5m over footpath. Common lime - Epicormic growth removal. Sweet Chestnut - Crown lift and Cherry Tree - Deadwooding
Pending
2026/1974/DISC
Application for the approval of details reserved by condition 3 (Level 1 Survey) attached to Listed Building Consent 2026/0989/LBC
Pending

View Planning Timeline

Ownership

Corporate Ownership67.8%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density-

Owner Occupied54%

Age Distribution

0-15 12%16-64 64%65+ 24%

View Area Profile

Schools Nearby

South Lakes Academy
0.1 mi
Good
Stramongate Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Kendal Nursery School
0.3 mi
-
Ghyllside Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

27 - 29 Market Place
-
£125k
-
27 - 29 Market Place
-
£72k
-
35 Market Place
-
£135k
-
23 - 25 Market Place
-
£167k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN