Apartment 1-11, Adelphi Wharf 1, 11 Adelphi Street, Salford, M3 6DN

UPRN:10093242255Flat/MaisonetteBeds -Built -

Tenure: -Council Tax: -EPC: C (77)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 1-11, Adelphi Wharf 1, 11 Adelphi Street, Salford, M3 6DN

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£139,000

£125k - £153kMedium

Estimate

£139k

Range

£125k – £153k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

7.61%

Verdict

Derived from HomePortfolio scores

Apartment 1-11 earns an INVESTIGATE rating with HP Score 79/100. Investment score 71/100 reflects strong fundamentals. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

71/ 100

High

Crime Score

No data

Walkability

75/ 100

High

Transit & Bike

Transit 35Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +3.6% (MEDIUM), sold-comps -3.9%, £/sqft -3.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10093242255· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14%· as of 27 Oct 2026
Rental economics20.2/40
gross yield 7.6%; range width penalty ×0.96
- valuation_snapshotsrent estimate 850/mo (range 800-900)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -195/mo, -23% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
456 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£100,500£154,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£134,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £41,680
Net cash flow: £136/mo
Cash on cash: 3.9%
Score at this price: 33

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.88 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093242255Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 14%Valuation edge · as of 27 Oct 2026
valuation_snapshotsrent estimate 850/mo (range 800-900)Rental economics · as of 9 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 800-900)
Seller motivation could not be scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£139,000

Rent Estimate (pcm)£850

Gross Yield7.61%

1y Growth+5.8%

3y Growth+6.3%

5y Growth+3.4%

10y Growth+6.0%

Last Sold Price£99,995 (2015-09-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1M3 6DN

Approval Rate

-12mo

Development

low

OTH/2026/1468
Request for confirmation of compliance of condition 23 (Verification of Acoustic Insulation) attached to planning permission 23/81487/FUL
Pending
PA/2026/1444
Demolition of Crescent House and erection of an education building (Use Class F.1(a)) and associated works
Pending
PA/2026/1431
Listed building consent for the change of use of ground floor and basement from a physiotherapy clinic (use class E) to 2no. 1 bedroom flats (use class C3), single-storey rear extension beneath existing rear undercroft, and partial demolition of rear wall, internal wall and stud partitions, with associated internal and external alterations
Pending

View Planning Timeline

Ownership

Corporate Ownership10.3%
Overseas OwnershipNo
Lease Term Remaining240 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change2015-09-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,495

Population Density1,909 /km²

Owner Occupied22%

Age Distribution

0-15 13%16-64 82%65+ 5%

View Area Profile

Schools Nearby

The Cathedral School of St Peter and St John RC Primary
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
University of Salford
0.3 mi
-
Angel Meadow School
0.3 mi
-
The Friars Primary School
0.3 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Adelphi Wharf 1, 11 Adelphi Street
-
£145k
-
Adelphi Wharf 1, 11 Adelphi Street
-
£137k
-
Adelphi Wharf 1, 11 Adelphi Street
-
£137k
-
Adelphi Wharf 1, 11 Adelphi Street
-
£180k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN