24 Cedar Court, Sir Bernard Lovell Road, Malmesbury, SN16 9GG

UPRN:10093279868Flat/Maisonette1 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band BEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

24 Cedar Court, Sir Bernard Lovell Road, Malmesbury, SN16 9GG

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£178,000

£169k - £187kHigh

Estimate

£178k

Range

£169k – £187k

Rent Estimate (pcm)

£800

£750 - £900

Monthly

£800

Yield

5.36%

Verdict

Derived from HomePortfolio scores

24 Cedar Court earns an INVESTIGATE rating with HP Score 66/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

20/ 100

Low

Transit & Bike

Transit 8Bike 20

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 13 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM -0.6% (HIGH), sold-comps +5.8%, £/sqft +5.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 10093279868· as of 10 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 11.6%· as of 10 Nov 2026
Rental economics2.4/40
gross yield 5.4%; range width penalty ×0.82
- valuation_snapshotsrent estimate 800/mo (range 750-900)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -297/mo, -37% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 13 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 143 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 13 Nov 2026
Risk & liquidity14.6/15
153 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£134,000£206,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£179,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £56,080
Net cash flow: -£50/mo
Cash on cash: -1.1%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10093279868Valuation edge · as of 10 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 11.6%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 800/mo (range 750-900)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 13 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 13 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 800/mo (range 750-900)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£178,000

Rent Estimate (pcm)£800

Gross Yield5.36%

1y Growth-

3y Growth+0.9%

5y Growth+0.0%

10y Growth+2.9%

Last Sold Price£170,000 (2016-12-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SN16 9GG

Approval Rate

-12mo

Development

low

PL/2026/06347
Steel Portal traditional agricultural building for storage of fodder and equipment with hardcore track from field gate between caravan and camping park and farmland owned surrounding it.
Pending
PL/2026/05964
T1 – Walnut tree - reduction of 3 lateral limbs, pruning back the ends to remove 1.5m to 2.5m in length respectively to reduce weight and bring them within the main crown shape removing windsail effect; crown thin of 15% mainly concentrating on opening up
Approved
PL/2026/04588
Erection of a wooden frame, single-story garden room (insulated with external fireproof cladding and single pitched roof) to include a sitting and dining space.
Conditions

View Planning Timeline